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Welcome to the Retirement Info Center. We want to share information about retirement benefits for new, prospective, and current Federal employees, as well as Federal retirees and their survivors and benefits officers. Here you will find the most up-to-date information on changes, events, and other issues that may affect your Federal retirement benefits.
Often, we will link to other pages on the official Website so that you can easily find updated information.
I’d like to talk about an exciting new option available to you as an OPM annuitant or survivor. OPM has instituted the electronic delivery of several of our mailings. These mailings include:
• Annual mailer
• IRS 1099R
• Informational alerts
• Annual mailer
• IRS 1099R
• Informational alerts
This new service will allow you to receive retirement information quicker than in a hard copy format. However, in order to receive these mailings electronically OPM must have your current email address on file.
To take advantage of receiving this information electronically, you can “opt-in” using the Services Online (SOL) webpage which is accessible at www.servicesonline.opm.gov. If you are unable to access your SOL account because you do not have a password, go to www.servicesonline.opm.gov and select the “Forgot Password” link. Once you receive your password and have access to SOL, you can elect to receive mailers electronically.
I also want to take this opportunity to thank you for helping to reduce the cost of printing and mailing by using SOL. Over the past year, more than 3.2 million transactions were processed through SOL. This is a 70% increase of SOL usage! While the increase in use is great, you can do even more. Last year almost 50% of the calls made to the call center were for changes that could have been made online using SOL. With so many transactions available, you can manage your retirement account whenever it is convenient for you; and by completing the SOL survey you provide us with valuable information that helps us to improve the services we provide. Continue to help OPM save money and reduce our environmental impact by reminding your fellow retirees to update their email address.
You can find a great deal of retirement information online at www.opm.gov/retire, you can also follow us on Twitter at https://twitter.com/fedretireinfo and Facebook at https://www.facebook.com/USOPM.
OPM will continue to keep your transactions on SOL secure and easy for you to access as we move toward a modern and responsive system that meets your needs now and in the future.
112-96, Section 5001 of the "Middle Class Tax Relief and Job Creation Act
of 2012, makes two significant changes to the Federal Employee's Retirement
System (FERS). First, beginning in 2013,
new employees (as designated in the statute) will have to pay higher employee
contributions. These employees must pay
3.1% of their salary as FERS retirement contributions. This is an increase of 2.3%. Second, new Members of Congress and
Congressional employees, in addition to paying higher retirement contributions,
will accrue retirement benefits at the same rate as regular employees.
The higher FERS-RAE
coverage percentage will generally apply to any individual who receives an appointment not excluded from FERS
coverage on or after January 1, 2013,
who would normally be placed into FERS.
three exceptions to this general rule, however, and the date December 31, 2012,
is a key date for each of those exceptions.
An individual will be excluded from FERS-RAE coverage if any of these
1: the individual on December 31,2012,
was covered under FERS;
2: the individual on December 31,2012,
was performing civilian service which is creditable or potentially creditable
service under FERS (for example the individual may have been covered under
another retirement system from which service credit may be transferred to FERS,
such as CSRS, CSRS-Offset, Foreign Service, Federal Reserve, or CIARDS)
3: the individual on December 31, 2012,
was not covered under FERS and was not performing civilian service which is
creditable or potentially creditable service under FERS, but as of December 31,
2012 had performed at least five years
of civilian service
creditable or potentially creditable under FERS, including service subject to
CSRS or CSRS-Offset.
that fall under the higher FERS-RAE coverage percentage will not see a change
in the calculation of their future retirement benefits.
and Congressional employees who do not qualify for the exclusion from paying
the higher FERS-RAE coverage percentage are subject to a significant change in
their future benefits. First they are subject to the increased higher FERS-RAE
coverage percentage. Second, their
retirement benefits will be computed under the regular employee formula and no
longer under the enhance formula used for FERS Members and Congressional
Administration Letter 12-104,Federal Employees Retirement System-Revised
Annuity Employees (RAE), provides additional information and can be found here
on our website.
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