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Frequently Asked Questions Insurance

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Tribal Insurance Benefits

  • Can tribal employees continue coverage in FEHB when they retire? View more
    No.  However, you will have a free 31-day extension of coverage.  You are also eligible for Temporary Continuation of Coverage (TCC).  TCC is a feature of the FEHB Program that allows certain people to temporarily continue their FEHB coverage after regular coverage ends.  Former tribal employees are eligible for up to 18 months of TCC and to convert to an individual policy with the health plan in which you are enrolled.  The former tribal employee is responsible for the total premium in addition to an administrative fee.
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  • How much do tribal employees pay in premiums? View more
    Premiums vary by plan.  You may pay at a maximum approximately 30% of the premiums.  However, if you are a part-time tribal employee, your premiums will be pro-rated so your share of premiums  may be higher. Please contact your tribal employer for details.
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  • Can tribal employees continue coverage when they leave tribal employment? View more
    No.  However, you will have a free 31-day extension of coverage.  You are also eligible for Temporary Continuation of Coverage (TCC).  TCC is a feature of the FEHB Program that allows certain people to temporarily continue their FEHB coverage after regular coverage ends.  Former tribal employees are eligible for up to 18 months of TCC and to convert to an individual policy with the health plan in which you are enrolled.  The former tribal employee is responsible for the total premium in addition to an administrative fee.
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  • What changes are tribal employees allowed to make due to a QLE? View more
    The QLE determines which action(s) may be taken:                                                                                                                   
    • Enroll in a plan in the FEHB Program, if not already enrolled
    • Cancel FEHB enrollment
    • Change type of enrollment (Self Only vs. Self and Family)
    • Change from one plan or option to another
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  • Do tribal employees have to re-enroll each year? View more
    No.
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  • When can a tribal employee enroll in FEHB? View more
    You can enroll in FEHB during the Initial Enrollment Opportunity, when you become a new or newly eligible employee, the annual Open Season, and if you experience a qualifying life event (QLE) that allows you to enroll.
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  • What is the effective date for an enrollment during the Initial Enrollment Opportunity for tribal employees? View more
    Generally, the effective date of coverage should be the first day of the month following the end of the Initial Enrollment Opportunity.  Please contact your tribal employer for the specific effective date of when your health insurance coverage will begin. 
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  • When is Open Season? View more
    Each year, Open Season runs from the Monday of the second full workweek in November through the Monday of the second full workweek in December.
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