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Frequently Asked Questions Insurance

Why is OPM responsible for setting up and administering the Multi-State Plan Program?  Isn’t OPM in charge of programs for people who work for the Federal Government?

The Affordable Care Act requires OPM to contract with insurance companies to offer Multi-State Plan (MSP) options in every State and the District of Columbia.  OPM brings significant experience to this task, having administered the Federal Employees Health Benefits (FEHB) Program for more than 50 years.  The FEHB Program provides health insurance coverage to approximately 8 million Federal employees, annuitants, and family members.  OPM contracts with health insurance companies to offer a wide variety of FEHB coverage options throughout the country.  In the MSP Program, consumers benefit from OPM’s experience with contract negotiation and oversight of insurers.

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