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Today, I am excited to announce that the overall average premium increase for employee health benefits provided through the Federal Employees Health Benefits Program will be 3.2 percent for 2015.
The health insurance increase means employees with self-only coverage will pay an average $2.93 more in each bi-weekly pay period. Employees with family coverage can expect an average increase of $6.89 per pay period. The actual premium increases depend on which plans they choose.
These rate increases are proof that OPM continues to provide Federal employees, retirees and their families with the best possible coverage options. The FEHB Program delivers competitive rates and high quality benefits through an efficiently run system. These benefits also help us to attract and retain top talent in the Federal service. In 2015, there will be 257 health plans, with 11 of them available nationwide.
Also, as a result of the President’s Affordable Care Act, the FEHB program covers more than 400,000 young people between the ages of 22 and 26 under their parents’ plans. The ACA has not only expanded coverage for uninsured Americans, it has increased competition and accountability. Those improvements, along with the increased efficiency in the health care system, have resulted in lower cost increases in the FEHB and elsewhere. The FEHB Program offers comprehensive preventive services at no cost, also mandated by the ACA. And many plans provide incentives for participation in wellness activities.
This fall’s Open Season for health, dental and vision insurance, as well as for the flexible spending accounts, will be from November 10 to December 8. During that time, employees and retirees will have the chance to review their current plans and make any changes they desire for the following year. Eligible employees who are not currently a part of FEHB may also enroll for the first time. I urge all Federal employees to take this time to review their plan choices and decide what is best for their families.
This is also the first time employees will be able to enroll in the flexible spending account program for just a $100 minimum deposit. And for the first time, participants in the health care flexible spending account will be able to carry up to $500 of unused funds into the following year.
More detailed breakdowns of the FEHB Program premium rates and the FEDVIP rates are available at OPM.gov. Employees can also use some handy comparison tools on the site to find the plan that works best for them.
It is so important to me that everyone in our Federal family has the peace of mind to know that they and their loved ones are protected and covered for life’s health emergencies and for the preventive care that helps keeps us all safe and secure. I’m happy to report that once again, your FEHB Program is providing these benefits at a cost that is affordable to our deserving, hard-working Federal workforce.
Today is it. This is the last day for Americans to enroll in an Affordable Care Act Marketplace. And I want to make a special appeal to the Latino community to keep working until the last minute to get the word out.
In the past month I’ve traveled to Philadelphia, San Antonio, Houston, Miami and Phoenix. I’ve concentrated on the Latino community because we lack health insurance in greater numbers than others. I am determined to get us covered – NOW.
We heard last week that more than 6 million Americans have signed up and that the virtual lines are long in the Marketplaces. That’s great. But we can’t let up.
In order to be assured of health coverage for the coming year enrollees have to have started the sign up process by midnight. Just like on an Election Day, as long as people are in line before midnight they’ll be given time to complete the enrollment process.
The resources are there for Latinos. In addition to healthcare.gov there is cuidadodesalud.gov. The call center – 1-800-318-2596 - has Spanish speaking operators waiting to help.
This is it. Spread the word anyway you can.
Let’s get everyone covered NOW!
We learned today that more than 6 million Americans have signed up for health insurance so far in the Affordable Care Act Marketplace.
This important milestone means that more than 6 million Americans can count on affordable, quality health care. It means they don’t have to worry about insurance companies refusing to cover them because they are sick or have a preexisting condition. It means 6 million Americans don’t have to worry about how they will pay a hospital bill if they or someone in their family gets sick.
In the past month I have been to Philadelphia, San Antonio, Miami, Houston and Phoenix to spread the word about the need for all uninsured Americans to sign up for health insurance, particularly Latinos, who have a higher uninsured rate than most Americans and more health risk factors.
At one enrollment site in Phoenix, 300 people had waited on line just on Wednesday to get signed up. And nationwide on Wednesday there were 1.5 million visits to healthcare.gov and the call center received more than 430,000 calls.
6 million is great. But our work is not yet done. We have four days left. We all need to spread the word to our friends, our families, our colleagues, our neighbors. Enroll in the Marketplace.
Tell them to go to healthcare.gov. Tell them to go to cuidadodesalud.gov. Tell them to call the 1-800-318-2596 call center 24 hours a day.
Let’s get everyone covered now!
I’m headed to Miami this weekend. We’re coming down to the wire for uninsured Americans people to sign up for the Affordable Care Act Marketplaces. I especially want to make sure that the millions of uninsured Latinos know the benefits of the new health care law and how they can enroll.
The deadline for signing up for this year is March 31. After that people without health insurance will have to wait another year to enroll. They’ll have to wait another year to benefit from the preventive care the Affordable Care Act provides for free. They’ll have to wait another year for the Federal financial assistance available to help people pay their monthly premiums. They’ll have to pay a penalty for not being covered.
So far more than 5 million people without insurance have already signed up for a plan. More than 10 million people have enrolled in private insurance or signed up, renewed, or found out they are eligible for Medicaid coverage.
In Miami on Saturday I will go to Palmetto Hospital in Hialeah where Enroll America is sponsoring an event to help people sign up for the Affordable Care Act Marketplaces. I want to salute Enroll America and all the other community groups across the country for the hard work they are doing in key states where large numbers of Americans are uninsured and need coverage.
After the formal event, I will join community organizers to go door-to-door in the community to explain to people the benefits of the new health law and tell them how they can sign up.
I need your help. If you are uninsured, enroll. If you have health insurance, talk to family members, talk to friends, talk to neighbors. If people have questions, there are navigators and online resources available to help. A call center is available at 1-800-318-2596, seven days a week, 24-hours a day. Consumers can get help in English and in Spanish.
Don’t forget. The deadline is Monday, March 31. It is so important to #GetCovered!
Saturday I went to Philadelphia to get the word out about the approaching deadline for people to enroll in the Affordable Care Act Marketplaces. The push is on to make sure that everyone who is eligible for health insurance under the new health law has the information and help they need to enroll by March 31.
I visited with people attending a four-hour event at Congreso de Latinos Unidos where representatives from the Department of Health and Human Services were on hand to answer questions and assist people in the enrollment process.
I told the community residents a little bit about my family’s health care story and about how necessary it is to have health coverage, regardless of what age you are.
My daughter Graciela was diagnosed with ovarian cancer at the age of 19. Now healthy, she still has a lifetime of tests and need for medical care ahead of her. The Affordable Care Act ensures that she won’t ever be denied coverage for that care. My older brother Bob is a laborer. He works whenever he can get a job, so he wasn’t able to get health insurance. With the Affordable Care Act, he has been able to sign up for a plan through healthcare.gov and he no longer has to worry about the possibility of getting sick. My younger brother Dan is a contractor. He had health insurance but it was prohibitively expensive – he spent most of his paycheck just on the cost. With the exchanges he was able to get a plan that is much more affordable and still provides excellent coverage.
My family’s story is not that unusual. It’s the same story that families all across America could tell. And it’s why the Affordable Care Act is so important.
The President wants to make sure that the word is getting out to the Hispanic community, which has a higher insurance rates that most. Nearly 25 percent of Hispanics are uninsured.
That’s a statistic that must change. And because of the Affordable Care Act it will.
Because of the Affordable Care Act, Americans can get quality healthcare for an affordable cost. They can be sure that they will have coverage to treat the accidents and unexpected illnesses that may come their way. And they can know that they can’t be denied coverage because they’ve been sick.
My trip to Philadelphia today is the first of several I will be making between now and March 31, the deadline to enroll. We all need to spread the word: Enroll Now!
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