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Insurance

With the December 14 deadline for Federal employees and retirees to make benefit changes quickly approaching, I want to make sure you have all of the answers you need to make the best possible decisions for you and your family. 

Today at 1:30 p.m. ET, OPM will host a special #FedBenefits Twitter chat. OPM program experts will answer your questions on health care, vision, dental, and flexible spending account benefits.

As I mentioned last month, beginning in 2016 all carriers will offer three enrollment types: Self Only, Self Plus One, and Self and Family. This Open Season is your first opportunity to enroll in Self Plus One, which allows you to cover yourself and one eligible family member, such as a spouse or child.

During the Twitter chat, our experts can clarify terms and help you compare plan features. It’s the perfect way to make sure you have the best information at your fingertips to make a decision by the December 14 deadline.

Just join us at 1:30 p.m. today on Twitter at www.twitter.com/USOPM and tweet your questions using hashtag #FedBenefits. We’ll get to as many questions as we can during the hour. Also, you can tweet your questions in advance of the event.

And of course, you don’t have to wait until the Twitter chat to get answers. Any time between now and the deadline, you can go to www.opm.gov/openseason or speak to your local HR office to get the latest information.

John O’Brien is the Director of Healthcare and Insurance for OPM.

Image of a Women smiling with grey background. Headline: Join @USOPM for a Twitter Chat on #FedBenefits. This is your chance to learn everything you'll need to know to make changes to your health, dental, vision or FSA plans. Subhead: When, Thurs. Dec.3, 1:30 - 2:30 pm ET. Where, On Twitter (#FedBenefits). Footer: Featuring, Amber Hudson. A federal benefits expert from OPM's Healthcare and insurance team.


There are only 33 days left for Americans to sign up for a health plan in the Affordable Care Act Marketplaces.

We held an exciting event here at OPM this week designed to help parents of young adults about to turn 26 or who are already older than that.

Why that age group? Because people reaching that age have some decisions to make. Under the Affordable Care Act, children can stay on their parent’s health insurance plans until they turn 26.

 But after that, if these young folks are not insured through their jobs, they need to make sure they sign up for a health plan through the ACA Marketplaces.

We parents know it is not always easy to convince our children to do anything. So the OPM health care team organized this event to give parents some tips on how to counsel their children on the importance of having health insurance. They gave OPM employees some pointers on how their children can go to Healthcare.gov and find all the information they need about health plans, their costs and how to enroll.

Young people often believe they are invincible and don’t have to worry about being insured Take it from me, the mother of a young woman, Graciela, who was diagnosed with cancer at age 19. Graciela is well now but she will need health care for the rest of her life. And the Affordable Care Act ensures that no insurance company can refuse to cover her because she has a pre-existing condition.

So tell your children my daughter’s story, a story that is repeated in families across this country. Convince them to sign up. And then share your experience on my Facebook page and on Twitter. How you convinced your young person to enroll in a health plan may help another parent who is still trying to make the case to their child.

And remember, the deadline to sign up for this year is March 31. Don’t let it slip by!


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