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Today I have an update on a program that provides health insurance coverage to hundreds of thousands of Americans: the Multi-State Plan (MSP) Program. The Affordable Care Act created the MSP program to foster competition and bring consumers more choices in the Health Insurance Marketplace.
I first wrote about the MSP Program earlier this year. At that time, we were still evaluating the program’s results for the 2014 health plan year. Now that we have a full year of the program under our belt, I am happy to announce that we offered more than 150 MSP options in 31 states, including the District of Columbia, and enrolled more than 370,000 individuals into MSP plans.
This is a strong start for a brand new program, and we are working to offer these types of plans in even more states in 2015 and beyond. OPM is adding a second health insurer in 2015. The Consumer Operated and Oriented Plans are joining the program and will sell MSP options alongside the Blue Cross Blue Shield MSP options in the Health Insurance Marketplace. CO-OPs are a relatively new type of health insurer. They are non-profit organizations that are customer-driven. They are designed to offer consumer-friendly, high-quality health insurance options. The addition of the CO-OPs to the MSP Program will help advance OPM’s role in making sure all Americans have access to quality, affordable health insurance.
In addition to adding a second health insurer in 2015, we are expanding the MSP Program into five additional states, for a total of 36 states, including D.C. We will offer more than 200 MSP plan options.
Beginning November 15, you can sign up for an MSP option, or another health insurance plan, through HealthCare.gov or CuidadodeSalud.gov. If you have questions, call 1-800-318-2596. So if you have friends or family members who need health insurance, be sure to share this information with them.
As millions of Americans are benefiting from quality, affordable health care because of the successful implementation of the Affordable Care Act, I want to let you know that OPM’s Multi-State Plan program is making a difference in the lives of nearly 300,000 people who have chosen this option in the health law’s Marketplace.
Representatives of the Blue Cross and Blue Shield Association told lawmakers at a recent congressional hearing that 283,783 consumers signed up for an MSP option during the Affordable Care Act’s first open enrollment period.
I am so proud of this accomplishment, especially since this was our first year running this program compared to the more than 50 years that OPM has administered the Federal Employees Health Benefits Program. In this first year of the MSP program, consumers in 30 states and the District of Columbia had a MSP option as part of their health coverage choices.
It’s exciting to see that OPM is making an impact on the Health Insurance Marketplace. OPM staff is working to ensure that MSP options offer comprehensive benefits with strong consumer protections. With the MSP program in place, uninsured Americans now have even more choices for affordable coverage that works for them.
In this first year, we contracted with the Blue Cross and Blue Shield Association, a long-time FEHB partner to provide MSP options. But I am looking forward to welcoming additional MSP issuers in the future so we can add even more competition to the Marketplace.
So if you have friends or family members who have lost their health insurance because of a major life event, please refer them to the Health Insurance Marketplace at HealthCare.gov or CuidadoDeSalud.gov, the Spanish version of the site. And it won’t be long before the next open enrollment for the Marketplace begins on November 15, 2014.
And make sure to put in a plug for OPM’s MSP program!
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