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Today’s day-after-Thanksgiving sales kick off the holiday shopping season. But today isn’t just about shopping for the softest sweater or the hottest new toy. It’s also a great time to shop for the perfect health plan for you and your family.
With just about a week left in the Federal benefits open season, why not focus on determining whether your current plan is the best one for you. Ask yourself these questions: Do you have the right coverage for your family? Are there other options you should consider? Are you getting the best value?
I am proud to report that OPM’s Health Care and Insurance team recently earned national recognition for its efforts to improve the health of employees, retirees, family members, and newly insured Americans.
Our team’s efforts to deliver high quality, affordable health care have been recognized in two reports to Congress about quality and prevention. The National Strategy for Quality and Improvement in Health Care Annual Report highlights efforts that support OPM’s Healthier Americans strategic goal. The National Prevention Council’s Annual Status Report features OPM initiatives to expand insurance coverage for Tribal employees, provide Employee Assistance Program resources to our Federal workers, and reinforce preventive services like timely flu shots.
We work closely with our Federal Employees Health Benefits and Multi-State Plan Program health insurance carriers to help achieve these results.
I’m also pleased to share that we've seen more FEHB plans achieve “Most Improved” and “Exemplary” status each year since we started tracking scores for health care quality. These scores demonstrate how well plans deliver care for such common conditions as diabetes and high blood pressure, and how effectively they screen for health risks.
What does this news mean for you and your family? Many people don’t know that having good quality health coverage means they may be able to prevent or better care for chronic diseases. Sadly, high blood pressure contributes to approximately 1,000 deaths every day and at least 25 percent of people with diabetes don’t know they have it. Better screening and control save lives. Preventing chronic diseases helps us stay healthy, active, productive, and connected to those who depend on us. So your plan’s performance matters. Check out OPM’s Quality Scores page for your plan’s rating.
Health needs change from year to year and it’s important to make sure your plan is still the best one for you and your family. Take a look at our FEHB Open Season page for key information and answers to your questions.
Nothing is more important than your and your family’s health. Take some time this Black Friday and over the weekend to review your plan and consider whether it’s time for a change. And, don’t forget, open season ends December 8.
Today I have an update on a program that provides health insurance coverage to hundreds of thousands of Americans: the Multi-State Plan (MSP) Program. The Affordable Care Act created the MSP program to foster competition and bring consumers more choices in the Health Insurance Marketplace.
I first wrote about the MSP Program earlier this year. At that time, we were still evaluating the program’s results for the 2014 health plan year. Now that we have a full year of the program under our belt, I am happy to announce that we offered more than 150 MSP options in 31 states, including the District of Columbia, and enrolled more than 370,000 individuals into MSP plans.
This is a strong start for a brand new program, and we are working to offer these types of plans in even more states in 2015 and beyond. OPM is adding a second health insurer in 2015. The Consumer Operated and Oriented Plans are joining the program and will sell MSP options alongside the Blue Cross Blue Shield MSP options in the Health Insurance Marketplace. CO-OPs are a relatively new type of health insurer. They are non-profit organizations that are customer-driven. They are designed to offer consumer-friendly, high-quality health insurance options. The addition of the CO-OPs to the MSP Program will help advance OPM’s role in making sure all Americans have access to quality, affordable health insurance.
In addition to adding a second health insurer in 2015, we are expanding the MSP Program into five additional states, for a total of 36 states, including D.C. We will offer more than 200 MSP plan options.
Beginning November 15, you can sign up for an MSP option, or another health insurance plan, through HealthCare.gov or CuidadodeSalud.gov. If you have questions, call 1-800-318-2596. So if you have friends or family members who need health insurance, be sure to share this information with them.
As millions of Americans are benefiting from quality, affordable health care because of the successful implementation of the Affordable Care Act, I want to let you know that OPM’s Multi-State Plan program is making a difference in the lives of nearly 300,000 people who have chosen this option in the health law’s Marketplace.
Representatives of the Blue Cross and Blue Shield Association told lawmakers at a recent congressional hearing that 283,783 consumers signed up for an MSP option during the Affordable Care Act’s first open enrollment period.
I am so proud of this accomplishment, especially since this was our first year running this program compared to the more than 50 years that OPM has administered the Federal Employees Health Benefits Program. In this first year of the MSP program, consumers in 30 states and the District of Columbia had a MSP option as part of their health coverage choices.
It’s exciting to see that OPM is making an impact on the Health Insurance Marketplace. OPM staff is working to ensure that MSP options offer comprehensive benefits with strong consumer protections. With the MSP program in place, uninsured Americans now have even more choices for affordable coverage that works for them.
In this first year, we contracted with the Blue Cross and Blue Shield Association, a long-time FEHB partner to provide MSP options. But I am looking forward to welcoming additional MSP issuers in the future so we can add even more competition to the Marketplace.
So if you have friends or family members who have lost their health insurance because of a major life event, please refer them to the Health Insurance Marketplace at HealthCare.gov or CuidadoDeSalud.gov, the Spanish version of the site. And it won’t be long before the next open enrollment for the Marketplace begins on November 15, 2014.
And make sure to put in a plug for OPM’s MSP program!
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