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Frequently Asked Questions Retirement

Are there any employees with retirement coverage errors who don't get a choice under FERCCA?

Yes. FERCCA does not give you a choice about your retirement plan if:

  • If your agency corrected your records to FERS when it discovered an error and you later separated and took a refund of all FERS retirement deductions, or
  • If you belonged in FERS and your agency corrected your records when it discovered the error and you chose to withdraw your TSP contributions. See the question, I belonged in FERS. My agency discovered the mistake and corrected my records. I withdrew my TSP contributions. Can I now make an election under FERCCA? for the kinds of withdrawals that will prevent you from having a choice of retirement plans under FERCCA, or
  • If you received a payment ordered by a court or provided as settlement of a claim for losses resulting from a retirement coverage error, you may not make an election under FERCCA unless you repay the amount you received or OPM waives repayment.

You also do not have a choice about your retirement coverage if:

You are in:

And you belong in:

Your coverage must be corrected to:

CSRS Offset CSRS CSRS
CSRS CSRS Offset CSRS Offset
Social Security-Only CSRS CSRS
CSRS Offset CSRS Offset
FERS FERS

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