[Federal Register: August 4, 2005 (Volume 70, Number 149)]
[Notices]
[Page 44989-45023]
From the Federal Register Online via GPO Access [wais.access.gpo.gov]
[DOCID:fr04au05-93]
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OFFICE OF PERSONNEL MANAGEMENT
2004 Nonforeign Area Cost-of-Living Allowance Survey Report:
Pacific and Washington, DC, Areas
AGENCY: Office of Personnel Management.
ACTION: Notice.
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SUMMARY: This notice publishes the ``2004 Nonforeign Area Cost-of-
Living Allowance Survey Report: Pacific and Washington, DC, Areas.''
The Federal Government uses the results of surveys such as these to set
cost-of-living allowance (COLA) rates for General Schedule, U.S. Postal
Service, and certain other Federal employees in Alaska, Hawaii, Guam
and the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin
Islands. This report contains the results of the COLA surveys conducted
by the Office of Personnel Management in Hawaii, Guam, and the
Washington, DC, area during the spring and summer of 2004.
DATES: Comments on this report must be received on or before October 3,
2005.
ADDRESSES: Send or deliver comments to Donald J. Winstead, Deputy
Associate Director for Pay and Performance Policy, Strategic Human
Resources Policy Division, Office of Personnel Management, Room 7H31,
1900 E Street, NW., Washington, DC 20415-8200; fax: (202) 606-4264; or
e-mail: COLA@opm.gov.
FOR FURTHER INFORMATION CONTACT: Donald L. Paquin, (202) 606-2838; fax:
(202) 606-4264; or e-mail: COLA@opm.gov.
SUPPLEMENTARY INFORMATION: Section 591.229 of title 5, Code of Federal
Regulations, requires the Office of Personnel Management (OPM) to
publish nonforeign area cost-of-living allowance (COLA) survey summary
reports in the Federal Register. We are publishing the complete ``2004
Nonforeign Area Cost-of-Living Allowance Survey Report: Pacific and
Washington, DC, Areas'' with this notice. This report contains the
results of the COLA surveys conducted by OPM
[[Page 44990]]
in Hawaii, Guam, and the Washington, DC, area during the spring and
summer of 2004.
Survey Results
Using an index scale with Washington, DC, area living costs equal
to 100, OPM computed index values of relative prices in the Honolulu
County, Hawaii County, Kauai County, Maui County, and Guam and the
Commonwealth of the Northern Mariana Islands (CNMI) COLA areas. Then
OPM added an adjustment factor of 5.0 to the Honolulu County price
index, 7.0 to the Hawaii County, Kauai County, and Maui County price
indexes, and 9.0 to the Guam/CNMI price index and rounded the results
to the nearest whole percentage point. The results show that the COLA
rates for Hawaii County, Kauai County, and Maui County should increase
and that the COLA rates for Honolulu County and Guam/CNMI, which are at
the statutory maximum (25 percent), should remain unchanged.
In a proposed rule published with this notice, OPM proposes to
adjust COLA rates based on the results of the 2004 Pacific surveys. In
that proposed rule, OPM also proposes to adjust COLA rates for the COLA
areas in the Caribbean and Alaska based on surveys conducted by OPM in
2002 and 2003. OPM published the results of these surveys previously.
(See Appendix 1 for a listing of previously published COLA survey
reports.)
Office of Personnel Management.
Linda M. Springer,
Director.
2004 Nonforeign Area Cost-of-Living Allowance Survey Report: Pacific
and Washington, DC, Areas
Table of Contents
Executive Summary
1. Introduction
1.1 Report Objectives
2. Preparing for the Survey
2.1 COLA Advisory Committees
2.2 Pre-Survey Meetings
2.3 Survey Item Selection
2.3.1 Special Considerations
2.4 Outlet Selection
2.5 Geographic Coverage
3. Conducting the Survey
3.1 Pricing Period
3.2 Non-Housing Price Data Collection
3.2.1 Data Collection Teams
3.2.2 Data Collection Process
3.3 Housing (Rental) Price Data Collection
4. Analyzing the Results
4.1 Data Review
4.2 Special Price Computations
4.2.1 K-12 Private Education
4.2.2 Guam Automobile Insurance
4.2.3 Health Insurance
4.2.4 Water Utilities
4.2.5 Energy Utilities Model
4.2.6 Rental Data Hedonic Models
4.3 Averaging Prices by Item and Area
4.4 Computing Price Indexes
4.4.1 Geometric Means
4.4.2 Special Private Education Computations
4.5 Applying Consumer Expenditure Weights
5. Final Results
6. Post Survey Meetings
List of Appendices
Appendix 1: Publication in the Federal Register of Prior Survey
Results: 1990-2004
Appendix 2: Estimated DC Area Middle Income Annual Consumer
Expenditures
Appendix 3: COLA Survey Items and Descriptions
Appendix 4: COLA Rental Survey Data Collection Elements
Appendix 5: Utility Usage and Calculations
Appendix 6: Hedonic Rental Data Equations and Results
Appendix 7: Final Living-Cost Results for COLA Areas
Executive Summary
The Government pays cost-of-living allowances (COLAs) to Federal
employees in nonforeign areas in consideration of living costs
significantly higher than those in the Washington, DC, area. The Office
of Personnel Management (OPM) conducts living-cost surveys to set the
COLA rates. The methodology for conducting these surveys is prescribed
in regulation at subpart B of part 591 of title 5 of the Code of
Federal Regulations, as modified by the proposed rule that accompanies
this notice.
This report provides the results of the COLA surveys conducted by
OPM in the spring and summer of 2004 in Honolulu County, Hawaii County,
Kauai County, Maui County, Guam, and the Washington, DC, area. The
report details OPM's comparison of living costs in these areas with
living costs in the Washington, DC, area.
For the surveys, OPM contacted about 1,200 outlets and collected
approximately 6,000 prices on more than 240 items representing typical
consumer purchases. OPM then combined the data using consumer
expenditure information developed by the Bureau of Labor Statistics.
The final results are a series of living-cost indexes, shown in Table
1, that compare living costs in the surveyed areas to those in the
Washington, DC, area. The index for the DC area (not shown) is 100.00
because it is, by law, the reference area. The living-cost indexes
shown in Table 1 include the adjustment factor prescribed at 5 CFR
591.227.
Table 1.--Final Living-Cost Comparison Indexes
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Allowance area Index
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Honolulu County, HI........................................... 127.78
Hawaii County, HI............................................. 119.11
Kauai County, HI.............................................. 130.58
Maui County, HI............................................... 134.49
Guam/CNMI..................................................... 127.65
------------------------------------------------------------------------
1. Introduction
1.1 Report Objectives
This report provides the results of the 2004 (i.e., ``Pacific'')
nonforeign area cost-of-living allowance (COLA) surveys conducted by
the Office of Personnel Management (OPM) in the spring and summer of
2004. (Appendix 1 lists prior survey reports and their publication
dates.) In addition to providing these results, this report describes
how OPM prepared for and conducted the survey and how it analyzed the
results. The results show comparative living-cost differences between
the Pacific areas, i.e., Honolulu County, Hawaii County, Kauai County,
Maui County, and Guam, and the Washington, DC, area. By law,
Washington, DC, is the base or ``reference'' area for the COLA program.
2. Preparing for the Survey
2.1 COLA Advisory Committees
Before the Pacific surveys, OPM established COLA Advisory
Committees (CACs) in Honolulu, the Hawaii County areas of Hilo and
Kailua Kona, Kauai, Maui, and Guam. The settlement of Caraballo, et al.
v. United States, No. 1997-0027 (D.V.I.), August 17, 2000, provides for
employee involvement in the administration of the COLA program. In the
Pacific surveys, as in the 2002 surveys in the Caribbean and the 2003
surveys in Alaska, OPM found it valuable to involve employee and agency
representatives in planning and conducting the surveys and reviewing
the survey results.
Each CAC is composed of approximately 12 agency and employee
representatives from the survey area and 2 representatives from OPM.
The functions of the CACs include the following:
--Advising and assisting OPM in planning COLA surveys;
--Providing or arranging for data collection observers during COLA
surveys;
--Advising and assisting OPM in reviewing survey data;
--Advising OPM on its COLA program administration, including survey
methodology;
--Assisting OPM in disseminating information to affected employees
[[Page 44991]]
about the surveys and the COLA program; and
--Advising OPM on special situations or conditions, such as hurricanes
and earthquakes, as they relate to OPM's authority to conduct interim
surveys or implement some other change in response to conditions caused
by a natural disaster or similar emergency.
2.2 Pre-Survey Meetings
To help OPM prepare for the COLA surveys, the CACs held 3-day
meetings in Honolulu, Hilo, Kailua Kona, Kauai, Maui, and Guam. These
were joint meetings of the CAC, Survey Implementation Committee (SIC),
and Technical Advisory Committee (TAC). The SIC and the TAC were
established pursuant to the Caraballo settlement. The SIC advises and
assists OPM in the implementation of the new COLA methodology to which
the parties agreed. The SIC consists of five plaintiffs'
representatives from the COLA areas and two OPM representatives. The
TAC consists of three economists who have expertise in living-cost
measurement. The TAC performs research for and advises the SIC.
The CACs, SIC, and TAC reviewed the preliminary outlet and item
lists developed by OPM for the surveys. The committee members
researched the outlets and availability and appropriateness of the
items in each area and made recommendations to OPM concerning the
survey. OPM incorporated these recommendations into its survey design.
OPM found the work of the CACs, SIC, and TAC to be extremely
helpful and informative. The SIC and TAC's knowledge of the Caraballo
settlement, the new COLA methodology, and the economic concepts
underlying that methodology, combined with the CACs' knowledge of the
local area, the popularity of items and outlets, and other information
about the COLA area, were invaluable in helping OPM plan the survey.
These joint CAC, SIC, and TAC meetings were particularly important
because, under the Caraballo settlement, the SIC and TAC dissolve on
December 31, 2005.
2.3 Survey Item Selection
As described in Sections 2.1 and 2.2, OPM consulted with the CACs,
SIC, and TAC as it selected survey items. OPM identified items to
reflect a wide array of items consumers typically purchase. To
determine what consumers purchase, OPM used the Bureau of Labor
Statistics (BLS) 2000 Consumer Expenditure Survey (CES). OPM aggregated
CES expenditures into the following nine major expenditure groups
(MEGs):
--Food,
--Shelter and Utilities,
--Household Furnishings and Supplies,
--Apparel,
--Transportation,
--Medical,
--Recreation,
--Education and Communication, and
--Miscellaneous
OPM further subdivided each MEG into primary expenditure groups
(PEGs). In all, there were 45 PEGs. For example, OPM subdivided Food
into the following nine PEGs:
--Cereals and Bakery Products;
--Meats, Poultry, Fish, and Eggs;
--Dairy Products;
--Fresh Fruits and Vegetables;
--Processed Foods;
--Other Food at Home;
--Nonalcoholic Beverages;
--Food Away from Home; and
--Alcoholic Beverages.
To select survey items, OPM chose a sufficient number of items to
represent each PEG and reduce overall price index variability. To do
this, OPM applied the following guidelines: Each survey item should
be--
--Relatively important (i.e., represent a fairly large expenditure)
within the PEG;
--Relatively easy to find in both COLA and DC areas;
--Relatively common, i.e., what people typically buy;
--Relatively stable over time, e.g., not a fad item; and
--Subject to similar supply and demand functions.
In all, OPM selected over 240 non-housing items to survey. Appendix
2 shows how OPM organized the CES data into MEGs and PEGs, identifies
the Detailed Expenditure Categories (DECs) for which OPM chose survey
items, and shows estimated DC area middle income annual consumer
expenditures for each DEC and higher level of aggregations.
Appendix 3 lists the non-housing items surveyed by OPM and their
descriptions. Each of these items is specifically described with an
exact brand, model, type, and size whenever practical. Thus, OPM priced
exactly the same items or the same quality and quantity of items in
both the COLA and DC areas. For example, OPM priced a 10.5-ounce can of
Campbell's Vegetable Soup in both the COLA and DC areas because it is
typical of canned soups, and consumers commonly purchase it.
2.3.1 Special Considerations
Health Insurance: It was not practical to compare the prices of
exactly the same quality and quantity of health insurance between the
COLA and Washington, DC, areas because the same array of plans is not
offered in each area, and a significant proportion of Federal employees
in both the COLA and DC areas subscribe to plans that are not available
nationwide. To compare the employee health benefits premiums of these
often highly different plans, OPM would have to adjust for differences
in benefits and coverage. Research conducted by the parties prior to
the Caraballo settlement indicated that this would not be feasible.
Therefore, OPM used the non-Postal Service employee's share of the
Federal Employees Health Benefits premiums by plan for each plan
offered in each area and obtained from OPM's Central Personnel Data
File (CPDF) the number of white-collar Federal employees enrolled in
each plan. As described in Section 4.2.3 below, OPM used these data to
compute the average ``price'' of health insurance for Federal employees
in the COLA and DC areas.
Housing: For housing items, OPM surveyed rental rates for specific
kinds or classes of housing and collected detailed information about
each housing unit. OPM surveyed the following classes of housing:
--Four bedroom, single family unit, not to exceed 3200 square feet;
--Three bedroom, single family unit, not to exceed 2600 square feet;
--Two bedroom, single family unit, not to exceed 2200 square feet;
--Three bedroom apartment unit, not to exceed 2000 square feet;
--Two bedroom apartment unit, not to exceed 1800 square feet; and
--One bedroom apartment unit, not to exceed 1400 square feet
Appendix 4 lists the types of detailed information collected by
OPM. OPM did not collect homeowner data, such as mortgage payments,
maintenance expenses, or insurance. Under the Caraballo settlement, the
parties agreed to adopt a rental equivalence approach similar to the
one BLS uses for the Consumer Price Index. Rental equivalence compares
the shelter value (rental value) of owned homes, rather than total
owner costs, because the latter are influenced by the investment value
of the home (i.e., influenced by what homeowners hope to realize as a
profit when they sell their homes). As a rule, living-cost surveys do
not compare how consumers invest their money.
In the 2004 survey, OPM surveyed rents and used that as a surrogate
for rental equivalence. In late 2004 and 2005, OPM conducted special
research, the General Population Rental
[[Page 44992]]
Equivalence Survey (GPRES), to obtain additional rent and rental
equivalence information to determine whether the approach OPM uses is
appropriate. Preliminary analyses of GPRES results support OPM's
current approach, but those analyses continue. OPM will publish the
GPRES results in a Federal Register notice at a later date.
Although OPM surveyed rental rates for the same classes of housing
in each area, the type, style, size, quality, and other characteristics
of each unit varied within each area and between the COLA and DC areas.
As described in Section 4.2.6, OPM used hedonic regression analyses to
hold these characteristics constant between the COLA and Washington,
DC, area to make rental price comparisons.
2.4 Outlet Selection
Just as it is important to select commonly-purchased items and
survey the same items in both the DC area and COLA areas, it is
important to select outlets frequented by consumers and find comparable
outlets in both the COLA and DC areas. To identify comparable outlets,
OPM categorized outlets by type (e.g., grocery store, convenience
store, discount store, hardware store, auto dealer, and catalog
outlet). For example, OPM surveyed grocery items at supermarkets in all
areas because most people purchase their groceries at such stores and
because supermarkets exist in nearly all areas. Selecting comparable
outlets is particularly important because of the significant price
variations that may occur between dissimilar outlets (e.g., comparing
the price of milk at a supermarket with the price of milk at a
convenience store).
OPM used the above classification criteria and existing data
sources, including previous COLA surveys, phone books, and various
business listings, to develop initial outlet lists for the survey. OPM
provided these lists to the CACs, SIC, and TAC and consulted with them
on outlet selection. The committees helped OPM refine the outlet lists
and identify other/additional outlets where local consumers generally
purchase the items OPM planned to survey.
OPM also priced some items by catalog; when it did, it priced the
same items by catalog in the COLA areas and in DC areas for comparative
purposes. To ensure consistent catalog pricing, OPM used only current
catalogs for all catalog survey items. OPM priced 12 items by catalog
in the Pacific and DC areas. All catalog prices included any charges
for shipping and handling and all applicable taxes.
In all, OPM surveyed prices from approximately 1,200 outlets. In
the COLA survey areas, described below, OPM attempted to survey three
popular outlets of each type, to the extent practical. For some outlet
types, such as local phone service, there were not three outlets. In
some areas, there were not a sufficient number of businesses to find
three outlets of each particular type. In the Washington, DC, area, OPM
attempted to survey nine popular outlets of each type, three in each of
the DC survey areas described in Table 3.
2.5 Geographic Coverage
Table 3 shows the Pacific COLA and DC survey area boundaries.
Table 3.--Survey and Data Collection Areas
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COLA areas and reference areas Survey area
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Honolulu County............... City and County of Honolulu.
Hawaii County................. Hilo area, Kailua Kona/Waimea area.
Kauai County.................. Kauai Island.
Maui County................... Maui Island.
Guam/CNMI..................... Guam.
Washington, DC-DC............. District of Columbia.
Washington, DC-MD............. Montgomery County and Prince Georges
County.
Washington, DC-VA............. Arlington County, Fairfax County, Prince
William County, City of Alexandria,
City of Fairfax, City of Falls Church,
City of Manassas, and City of Manassas
Park.
------------------------------------------------------------------------
Note: For selected items, such as golf and air travel, these survey
areas include additional geographic locations beyond these
jurisdictions.
OPM collected non-housing prices in outlets throughout the Pacific
areas described in Table 3. To collect housing (i.e., rental) data, OPM
contracted with Delta-21 Resources, Incorporated, a research
organization with expertise in housing and rental data collection.
Delta-21 surveyed rental rates in locations within these areas. In
selecting the locations and sample sizes within these areas, OPM used
tables from the 2000 census that showed the number of Federal employees
and housing units by zip code.
To collect data in the DC area, OPM divided the area into three
survey areas, as shown in Table 3. OPM collected non-housing prices in
outlets throughout this area. OPM surveyed certain items, including
golf, in areas beyond the counties and cities shown in Table 3. OPM
also surveyed the cost of air travel from Ronald Reagan Washington
National Airport, Washington Dulles International Airport, and
Baltimore/Washington International Airport (BWI) and surveyed the price
of a 5-mile taxi ride originating at these airports. Both Dulles and
BWI are outside the counties and cities shown in Table 3. Nevertheless,
DC area residents commonly use both of these airports.
Delta-21 surveyed rental rates throughout the DC area. As with the
Pacific COLA areas, OPM used Census data to select specific locations
and sample sizes within the DC area, and Delta-21 collected data
accordingly within these locations.
3. Conducting the Survey
3.1 Pricing Period
OPM collected data from early March through May 2004. OPM collected
non-housing price data concurrently in the Pacific areas in March and
collected the bulk of the DC area data in April and May. Delta-21
collected rental data sequentially in Guam, Kauai, Kailua Kona/Waimea,
Hilo, Maui, Honolulu County, and in the Washington, DC, area beginning
on June 21, 2004, and ending on August 30, 2004.
3.2 Non-Housing Price Data Collection
3.2.1 Data Collection Teams
In both the COLA and Washington, DC, areas, OPM central office
staff collected non-housing price data. In the COLA areas, data
collection observers designated by the local CAC
[[Page 44993]]
accompanied the OPM data collectors. Data collection observers were
extremely helpful to OPM and the survey process by advising and
assisting the data collectors in contacting outlets, matching items,
and selecting substitutes. The observers also advised OPM on other
living-cost and compensation issues relating to their areas. OPM did
not use data collection observers in the Washington, DC, area, but OPM
made the collected data available to the CACs.
3.2.2 Data Collection Process
The data collector/observer teams obtained most of the data by
visiting stores, auto dealers, and other outlets. The teams also priced
items, such as insurance, tax preparation fees, bank interest, and
private education tuition, by telephone. As noted in Section 2.4, OPM
surveyed some items via catalog, including all shipping costs and any
applicable taxes in the price. OPM also collected other data, such as
sales tax rates and airline fares, from Web sites on the Internet.
For all items subject to sales and/or excise taxes, OPM added the
appropriate amount of tax to the price for computing COLA rates. For
the Hawaii areas, OPM added 4.166 percent to account for the Hawaii
general excise tax on businesses. In the DC area, sales tax rates
varied by city, and some sales tax rates also varied by item, such as
restaurant meals, within a location. Guam currently has no general
sales or business tax that is passed on to the consumer separately at
the time of sale.
The data collectors collected the price of the item at the time of
the visit to the outlet. Therefore, with certain exceptions, the data
collectors collected the sale price, if the item was on sale, and OPM
used that sale price in the COLA calculations. The exceptions include
coupon prices, going-out-of-business prices, clearance prices, and
area-wide distress sales, which OPM does not use because they are
atypical and/or seasonal. OPM also does not collect automobile ``sale''
or negotiated prices. Instead, OPM obtains the sticker (i.e., non-
negotiated) price for the model and specified options. The prices are
the manufacturer's suggested retail price (including options),
destination charges, additional shipping charges, appropriate dealer-
added items or options, dealer mark-up, and taxes, including sales tax
and licensing and title fees.
3.3 Housing (Rental) Price Data Collection
As noted in Section 2.5, OPM contracted for the collection of
rental data with Delta-21, which collected data in the Pacific areas
and in the DC area. These data included rental prices, comprehensive
information about the size and type of dwelling, number and types of
rooms, amenities, and other important aspects of the dwelling that
might influence the rental price. Appendix 4 lists the data elements
collected by the contractor.
The contractor identified units for rent from various sources,
including rental property managers, realtor brokers, listing services,
newspaper ads, grocery store bulletin boards, and casual drive-by
observation. The contractor then visited each rental unit, took a
photograph of the unit, made a sketch of the floor plan based on
exterior dimensions and shape, and noted the unit's longitude and
latitude coordinates for mapping purposes and so that OPM could
correlate the unit with census tract information from the Bureau of the
Census. OPM made the rental data available to the CACs, including the
photographs, sketches, and maps.
4. Analyzing the Results
4.1 Data Review
During and after the data collection process, the data collectors
reviewed the data for errors and omissions. This involved reviewing the
data item-by-item and comparing prices across outlets within an area to
spot data entry errors, mismatches, and other mistakes.
After all of the data had been collected in both the COLA areas and
the Washington, DC, area, OPM staff again reviewed the data by item
across all of the areas. One purpose was to spot errors not previously
detected, but the principal reason was to look at substitute items.
A substitute is an item that is similar but does not exactly match
the description of the specified survey item. For example, one of the
items OPM specified was a 20-pound bag of Iams dry dog food. The data
collectors in the Pacific areas, however, discovered that some stores
did not carry the 20-pound bag. Therefore, the data collectors priced
an 8-pound bag instead. OPM then priced the same sized bag in the DC
area and used the substitute price information for this item.
4.2 Special Price Computations
After completing its data review, OPM had to make special price
computations for five survey items: K-12 private education, Federal
Employees Health Benefits premiums, water utilities, energy utility
prices, and rental prices. For each of these, OPM used special
processes to calculate appropriate values for each survey area.
4.2.1 K-12 Private Education
One of the items OPM surveyed is the average annual tuition for
private education, grades K-12, in each area. Generally, tuition rates
varied by grade level, so OPM computed an overall average tuition
``price'' for each school surveyed by averaging the tuition rates
grade-by-grade. Section 4.4.2 below describes the additional special
adjustments OPM applied to these ``prices'' in the price comparison
process.
4.2.2 Guam Automobile Insurance
OPM also surveyed the cost of automobile insurance. In each area,
OPM surveyed the annual premium for the Chrysler, Ford, and Toyota
automobiles specified in the survey. OPM collected the premiums for
$100,000/$300,000 bodily injury; $25,000 property damage; $15,000
medical or $50,000 personal injury; $100,000/$300,000 uninsured
motorist; $100 comprehensive deductible; and $250 collision deductible
level of coverage. (See Appendix 3 for the complete item description.)
OPM was able to obtain premiums for this level of coverage in all areas
except Guam.
In Guam, insurance companies offered the same level of coverage for
everything except medical and uninsured motorist coverage, for which
they offered significantly lower levels of coverage. Therefore, OPM
estimated the price of a policy in Guam as if the insurance companies
offered the same levels of coverage found in the Washington, DC, area.
To do this, OPM computed average prices for the portion of the
policies that were the same in both Guam and in the Washington, DC,
area. Because only two of the three companies surveyed provided detail
at that level in their price quotes, OPM could do this only for those
two companies, although it adjusted the premiums for the third company
as described in the next paragraph. OPM then computed price indexes for
these partial insurance polices for Guam relative to the Washington,
DC, area. Next, OPM multiplied the surveyed prices in Guam for the
medical and uninsured motorist coverage by those indexes to derive
higher estimated prices for the higher level of coverage. OPM then re-
totaled the Guam premiums for the two companies using the higher prices
for uninsured motorist and medical coverage.
To adjust the price of the premiums for the third insurance
company, OPM
[[Page 44994]]
first computed an adjustment factor that reflected the overall price
increases for the other two companies. OPM then multiplied the price of
the premiums at the third company by this factor to increase the prices
of the policies for that company. The final result was a set of
automobile insurance prices for all three companies that reflected the
same level of coverage in both Guam and the Washington, DC, area to the
extent practical.
4.2.3 Health Insurance
As noted in Section 2.3.1, OPM surveyed the non-Postal employees'
premium for the various Federal Employees Health Benefits (FEHB) plans
offered in each survey area. Using enrollment information from OPM's
CPDF, OPM computed two weighted average premium costs--one for self-
only coverage and another for family coverage--for white-collar Federal
employees in each of the COLA areas and the Washington, DC, area. As
shown in Table 4, OPM then computed an overall weighted average premium
for each survey area by applying the number of white-collar Federal
employees nationwide enrolled in self-only and family plans. OPM used
these overall weighted average premiums as ``prices'' in the price
averaging process described in Section 4.3 below.
Table 4.--2003 Average FEHB Premiums for Full-Time Permanent Employees
[Non-postal employees' share]
----------------------------------------------------------------------------------------------------------------
Bi-weekly Annual
Family weighted weighted
Location Self premium premium average average
premium premium
----------------------------------------------------------------------------------------------------------------
Honolulu County................................. $36.22 $80.14 $62.72 $1,636.32
Hawaii County................................... 35.48 79.13 61.82 1,612.84
Kauai County.................................... 35.34 80.53 62.61 1,633.45
Maui County..................................... 36.30 80.60 63.03 1,644.41
Guam/CNMI....................................... 39.77 102.42 77.57 2,023.75
DC Area......................................... 45.20 93.96 79.93 2,085.32
Nationwide Enrollment........................... 615,389 936,075
Enrollment Percentage........................... 39.67% 60.33%
----------------------------------------------------------------------------------------------------------------
4.2.4 Water Utilities
OPM surveyed water utility rates in each of the COLA and
Washington, DC, survey areas. To compute the ``price'' of water
utilities, OPM assumed that the average monthly water consumption in
each area was 7,600 gallons. This is consistent with the consumption
amount OPM used in the previous COLA survey. OPM used this quantity
along with the rates charged to compute the average monthly water
utility cost by survey area. OPM used these average monthly costs as
``prices'' in the price averaging process described in Section 4.3
below.
4.2.5 Energy Utilities Model collected from local utility companies and
suppliers in the COLA and DC survey areas the price of various energy
utilities used for lighting, cooking, cooling, and other household
needs. OPM then used the results of a heating and cooling engineering
model to determine how many kilowatt hours of electricity, cubic feet
of gas, and/or gallons of fuel oil are needed to maintain a specific
model home at a constant ambient temperature of 72 degrees in each
area. The engineering model uses local home construction information
and climatic data from the National Oceanic and Atmospheric
Administration and also includes the amount of electricity needed to
run standard household appliances and lighting. For each survey area,
OPM calculated the cost to heat and cool the model home using the
different heating fuels and electricity for lighting and appliances.
Although some homes use additional energy sources, such as wood, coal,
kerosene, and solar energy, OPM did not price or include these in the
calculations because, based on the results of the 2000 census,
relatively few homes use these as primary energy sources.
For the Pacific areas, OPM surveyed the price of electricity to
compute home energy costs because the 2000 census indicated that
electricity is the primary energy source in more than 95 percent of the
homes in Hawaii and Guam. In the DC area, OPM surveyed the costs of all
three fuels (gas, oil, and electricity). OPM used percentages based on
the usage of the different fuels in each survey area to compute a
weighted average utility fuel cost for the area. Appendix 5 shows the
energy requirements, relative usage percentages, and total costs by
area. OPM used these total costs as the ``price'' of utilities in the
COLA rate calculations.
4.2.6 Rental Data Hedonic Models
As discussed in Sections 2.5 and 3.3, OPM hired a contractor to
collect rental data, including rents and the characteristics of each
rental unit. At the recommendation of the TAC, OPM associated these
rental data with census tract information published by the Bureau of
the Census. The TAC recommended the use of census tracts, which are
relatively small geographically, because they may be good surrogates
for neighborhoods. The TAC believes census tract characteristics, such
as the percentage of school age children, should reflect the character
and quality of the neighborhoods in which the rental units are found.
As prescribed by OPM regulations and working closely with the TAC,
OPM used hedonic regression analysis, which is a type of multiple
linear regression analysis, to compare rents in the COLA areas with
rents in the DC area. Multiple linear regression is used to determine
how the dependent variable (in this case
[[Page 44995]]
rent) is influenced by the independent variables (in this case the
characteristics of the rental unit). OPM found that only some of the
housing characteristics collected by Delta-21 were statistically
meaningful in determining what influenced rent in the Pacific and DC
areas. OPM tested various approaches using different characteristics
and shared the results with the TAC. The TAC recommended one specific
approach, which OPM adopted. This equation used the independent
variables listed below, although some of the variables were ``crossed''
(i.e., used interactively) with other variables:
Age of unit (i.e., number of years since built or extensively
remodeled);
Age squared;
Air conditioning (yes/no);
Clothes dryer (yes/no);
Exceptional view (yes/no);
External condition (above average/average or below);
Furnished (yes/no);
Garage (yes/no);
Landlord provides electricity (yes/no);
Neighborhood condition (above average/average or below);
Number of square feet;
Number of square feet squared;
Number of bedrooms;
Number of bathrooms;
Percent school age children in census tract;
Percent with BA degree or higher in census tract;
Percent with BA degree squared;
Recreation facilities (yes/no);
Security devices or services (yes/no);
Unit Type (house/townhouse, duplex/triplex, high rise apartment, other
apartment); and
Survey area (Honolulu County, Hilo, Kailua Kona/Waimea, Kauai, Maui,
Guam, or the DC area).
As is common in this type of analysis and as was done in the
research leading to the Caraballo settlement, OPM used semi-logarithmic
regressions. The regression produces parameter estimates for each
independent variable, including survey area. When the regression uses
the Washington, DC, area as the base, the regression produces parameter
estimates for each of the COLA survey areas: Honolulu County, Hilo
area, Kailua Kona/Waimea area, Kauai County, Maui County, and Guam. The
exponent of the survey area parameter estimate (i.e., after the
estimate is converted from natural logarithms) multiplied by 100
(following the convention used to express indexes) is the survey area's
rent index. This index reflects the difference in rents for the COLA
survey area relative to the Washington, DC, area, while (in effect)
holding other significant housing characteristics constant.
As it had with the 2002 and 2003 Caribbean and Alaska rental survey
analyses, the TAC recommended a technical adjustment in the above
calculations to correct for a slight bias caused by the use of
logarithms. The exponent of the average of the logarithms of a series
of numbers is always less than the average of the numbers. Therefore,
at the TAC's recommendation, OPM added one-half of the standard
deviation of the survey area parameter estimate before converting from
natural logarithms. (See Arthur Goldberger, ``Best Linear Unbiased
Prediction in the Generalized Linear Regression Model,'' Journal of the
American Statistical Association, 1962.) Table 6 shows the resulting
rent indexes. OPM used these indexes as ``prices'' in the price
averaging process described in Section 4.3.
Table 6.--Rent Indexes
------------------------------------------------------------------------
Rent
Area index
------------------------------------------------------------------------
Honolulu County.............................................. 132.21
Hilo Area.................................................... 81.19
Kailua Kona\Waimea Area...................................... 106.75
Kauai County................................................. 117.61
Maui County.................................................. 127.62
Guam......................................................... 89.52
Washington, DC, Area......................................... *100.00
------------------------------------------------------------------------
\*\ By definition, the index of the base area is always 100.00
Appendix 6 shows the regression equation in SAS code and the
regression results. (SAS is a proprietary statistical analysis computer
software package.)
4.3 Averaging Prices by Item and Area
After OPM collected, reviewed, and made special adjustments in the
data (as required), OPM averaged the prices for each item by COLA
survey area. For example, OPM priced a bag of sugar at three different
grocery stores in Honolulu County and averaged these prices to compute
a single average price for sugar in Honolulu. If OPM collected more
than one price for a particular matched item within the same outlet
(e.g., priced equivalent brands), OPM used the lowest price by item and
outlet to compute the average. (The concept is that if the item and
brands are equivalent, consumers will choose the one with the lowest
price.) OPM repeated this item-by-item averaging process for each area.
For Washington, DC, area prices, OPM first averaged prices within
each of the three DC survey areas described in Section 2.5. Then OPM
computed a simple average of the three DC area survey averages to
derive a single DC area average price for each survey item.
4.4 Computing Price Indexes
Next, OPM computed a price index for each of the items found in
both the COLA survey area and in the Washington, DC, area. To do this,
OPM divided the COLA survey area average price by the DC area average
price and, following the convention used to express indexes, multiplied
this by 100. For the vast majority of survey items, OPM next applied
consumer expenditure weights. For a few items, however, OPM first
applied special processes as described in Sections 4.4.1 and 4.4.2
below.
4.4.1 Geometric Means
As described in Section 2.3, OPM selected survey items to represent
selected detailed expenditure categories (DECs). Generally, OPM
surveyed only one item per DEC, but in a few cases, OPM surveyed
multiple items at a single DEC. In these cases, OPM computed the
geometric mean of the price indexes to derive a single price index for
the DEC. (A geometric mean is the nth root of the product of n
different numbers and is often used in price index computations.) For
example, OPM surveyed two prescription drugs--Amoxicillin and Nexium.
These two different prescription drugs represent a single DEC called
``prescription drugs.'' To derive a single price index for the DEC, OPM
computed the geometric mean of the price index for Amoxicillin and the
price index for Nexium.
4.4.2 Special Private Education Computations
As noted in Section 4.2.1, OPM surveyed K-12 private education in
the COLA and DC areas and computed an average tuition ``price'' that
reflected all grade levels. Because not everyone sends children to
private school, OPM made an additional special adjustment for K-12
education by applying ``use factors.'' These use factors reflect the
relative extent to which Federal employees make use of private
education in the COLA and DC areas. For example, Table 8 shows a use
factor of 2.0302 for Honolulu County. OPM computed this by dividing
26.86 percent (the percentage of Federal employees in Honolulu County
with at least 1 child in a private school) by 13.23 percent (the
percentage of DC area Federal employees with at least 1 child in a
private school). OPM obtained the percentages from the results of the
1992/93 Federal Employee Housing and Living Patterns Survey, which is
the
[[Page 44996]]
most current comprehensive data available. Table 8 below shows the use
factors and the adjusted price indexes for each COLA survey area.
Table 8.--Summary of Private Education Use Factors and Indexes
----------------------------------------------------------------------------------------------------------------
Employees w/children Price
in private schools Use Price index w/
COLA survey area ------------------------ factor index use
Local area DC area factor
----------------------------------------------------------------------------------------------------------------
Honolulu County..................................... 26.86 13.23 2.0302 77.01 156.34
Hilo Area *......................................... 18.94 13.23 1.4316 36.20 51.82
Kailua Kona[bs]Waimea *............ 18.94 13.23 1.4316 74.49 106.65
Kauai County........................................ 22.46 13.23 1.6977 47.50 80.64
Maui County......................................... 20.39 13.23 1.5412 58.09 89.53
Guam................................................ 42.26 13.23 3.1943 48.03 153.41
----------------------------------------------------------------------------------------------------------------
* Use factor data available only for Hawaii County.
4.5 Applying Consumer Expenditure Weights
Next, OPM applied consumer expenditure weights to aggregate price
indexes by expenditure group. As noted in Section 2.3, OPM used the
results of the BLS Consumer Expenditure Survey to estimate the amounts
middle income level consumers in the DC area spend on various items.
Using expenditure weights, OPM combined the price indexes according to
their relative importance. For example, shelter is the most important
expenditure in terms of the COLA survey and represents about 30 percent
of total consumer expenditures. On the other hand, the purchase of
newspapers at newsstands represents less than 1/10th of 1 percent of
total expenditures.
Beginning at the lowest level of expenditure aggregation (e.g.,
sub-PEG), OPM computed the relative importance of each survey item
within the level of aggregation, multiplied the price index times its
expenditure percentage, and summed the cross products for all of the
items within the level of aggregation to compute a weighted price index
for that level. OPM repeated this process at each higher level of
aggregation (e.g., PEG and MEG). Appendix 7 shows these calculations
for each COLA survey area at the PEG and MEG level.
The above process resulted in an overall price index for each of
the Pacific COLA areas (shown in Appendix 7), but not for Hawaii
County, which has two separate COLA survey areas. To compute an overall
price index for Hawaii County, OPM computed weights based on the number
of General Schedule (GS) and equivalent Federal employees stationed on
the Hilo side of the island compared with the number stationed on the
Kailua Kona/Waimea side of the island. OPM then multiplied each of the
MEG indexes for Hilo and Kailua Kona by their respective GS employment
weights and summed the cross products to produce an overall price index
for Hawaii County. (See Appendix 7.) Table 9 shows the weights OPM
used.
Table 9.--Hilo and Kailua Kona/Waimea Employment Weights
------------------------------------------------------------------------
GS Weight
Area employment (percent)
------------------------------------------------------------------------
Hilo Area........................................ 511 66.7
Kailua Kona/Waimea Area.......................... 255 33.3
Total............................................ 766 100.0
------------------------------------------------------------------------
5. Final Results
To compute the overall living-cost index, OPM added to the price
index a non-price adjustment factor. The parties in Caraballo
negotiated these factors to reflect differences in living costs that
might not be captured by the surveys, and OPM adopted these factors in
regulation as part of the new methodology. The factor for Honolulu
County is five index points. The factor for all other COLA areas in
Hawaii is seven index points. The factor for Guam/CNMI is nine index
points. The resulting living-cost indexes are shown in Table 10.
Table 10.--Final Living-Cost Comparison Indexes
------------------------------------------------------------------------
Allowance area Index
------------------------------------------------------------------------
Honolulu County, HI........................................... 127.78
Hawaii County, HI............................................. 119.11
Kauai County, HI.............................................. 130.58
Maui County, HI............................................... 134.49
Guam/CNMI..................................................... 127.65
------------------------------------------------------------------------
6. Post Survey Meetings
In December 2004, the CACs, SIC, and TAC held 1-day joint meetings
in Honolulu, Hilo, Kailua Kona, Kauai, Maui, and Guam to review the
survey results. OPM provided the committee members with various reports
showing all the data collected by OPM, examples of how OPM reviewed
these data, the data OPM used in its analyses, and the results at the
PEG and MEG level, as shown in Appendix 7. Members of the TAC explained
how the rental data were analyzed and how OPM used expenditure weights
to combine price indexes to reflect overall living costs.
Subsequent to these meetings, the Hilo CAC provided extensive
comments on the Hilo 2004 rental data. OPM found these comments to be
very helpful and made changes as appropriate in the rental data. The
Hilo CAC also recommended merging all of the COLA areas in the State of
Hawaii into a single COLA area. The Kona CAC, on the other hand,
recommended that OPM establish a separate COLA area for the Kailua
Kona/Waimea area. OPM reviewed these recommendations and determined
that Hawaii County should remain a single COLA area for now. OPM will
reconsider the definitions of the COLA areas in Hawaii after the next
Pacific survey, which will be conducted in 2007.
Appendix 1--Publication in the Federal Register of Prior Survey
Results: 1990--2003
------------------------------------------------------------------------
Citation Contents
------------------------------------------------------------------------
69 FR 12002................... Report on 2003 living-cost surveys
conducted in Alaska.
69 FR 6020.................... Report on 2002 living-cost surveys
conducted in Puerto Rico and the U.S.
Virgin Islands.
[[Page 44997]]
65 FR 44103................... Report on 1998 living-cost surveys
conducted in Alaska, Hawaii, Guam,
Puerto Rico, and the U.S. Virgin
Islands.
63 FR 56432................... Report on 1997 living-cost surveys
conducted in Alaska, Hawaii, Guam,
Puerto Rico, and the U.S. Virgin
Islands.
62 FR 14190................... Report on 1996 living-cost surveys
conducted in Alaska, Hawaii, Guam,
Puerto Rico, and the U.S. Virgin
Islands.
61 FR 4070.................... Report on winter 1995 living-cost
surveys conducted in Alaska.
60 FR 61332................... Report on summer 1994 living-cost
surveys conducted in Hawaii, Guam,
Puerto Rico, and the U.S. Virgin
Islands.
59 FR 45066................... Report on winter 1994 living-cost
surveys conducted in Alaska.
58 FR 45558................... Report on summer 1992 and winter 1993
living-cost surveys conducted in
Alaska, Hawaii, Guam, Puerto Rico, and
the U.S. Virgin Islands.
58 FR 27316................... Report on summer 1993 living-cost
surveys conducted in Hawaii, Guam,
Puerto Rico, and the U.S. Virgin
Islands.
57 FR 58556................... Report on summer 1991 and winter 1992
living-cost surveys conducted in
Alaska, Hawaii, Guam, Puerto Rico, and
the U.S. Virgin Islands.
56 FR 7902.................... Report on summer 1990 living-cost
surveys conducted in Alaska, Hawaii,
Guam, Puerto Rico, and the U.S. Virgin
Islands.
------------------------------------------------------------------------
Appendix 2.--Estimated DC Area Middle Income Annual Consumer
Expenditures
(Asterisks show Detailed Expenditure Categories (DECs) for which
OPM surveyed items.)
----------------------------------------------------------------------------------------------------------------
Level Code Category name Expenditures
----------------------------------------------------------------------------------------------------------------
1................. TOTALEXP.................. ................. Total Expenditure.............. $50,478.63
2................. FOODTOTL.................. MEG.............. Food 6,295.89
3................. CERBAKRY.................. PEG.............. Cereals and bakery products.. 469.08
4................. CEREAL.................... ................. Cereals and cereal products. 166.15
5................. 010110.................... ................. Flour...................... 9.36
5................. 010120.................... ................. Prepared flour mixes....... 15.24
5................. 010210.................... ................. Ready-to-eat and cooked 92.05
cereals*.
5................. 010310.................... ................. Rice*...................... 20.51
5................. 010320.................... ................. Pasta, cornmeal and other 28.98
cereal products*.
4................. BAKERY.................... ................. Bakery products............. 302.94
5................. BREAD..................... ................. Bread...................... 86.62
6................. 020110.................... ................. White bread*.............. 36.93
6................. 020210.................... ................. Bread, other than white*.. 49.69
5................. CRAKCOOK.................. ................. Crackers and cookies....... 69.88
6................. 020510.................... ................. Cookies*.................. 45.17
6................. 020610.................... ................. Crackers.................. 24.70
5................. 020810.................... ................. Frozen and refrigerated 23.52
bakery products*.
5................. OTHBAKRY.................. ................. Other bakery products...... 122.92
6................. 020310.................... ................. Biscuits and rolls*....... 41.87
6................. 020410.................... ................. Cakes and cupcakes*....... 38.56
6................. 020620.................... ................. Bread and cracker products 3.34
6................. 020710.................... ................. Sweetrolls, coffee cakes, 28.98
doughnuts.
6................. 020820.................... ................. Pies, tarts, turnovers.... 10.17
3................. ANIMAL.................... PEG.............. Meats, poultry, fish, and 763.51
eggs.
4................. BEEF...................... ................. Beef........................ 191.96
5................. 030110.................... ................. Ground beef*............... 74.89
5................. ROAST..................... ................. Roast...................... 32.98
6................. 030210.................... ................. Chuck roast*.............. 9.82
6................. 030310.................... ................. Round roast*.............. 7.66
6................. 030410.................... ................. Other roast............... 15.51
5................. STEAK..................... ................. Steak...................... 70.41
6................. 030510.................... ................. Round steak*.............. 11.50
6................. 030610.................... ................. Sirloin steak*............ 21.63
6................. 030710.................... ................. Other steak............... 37.29
5................. 030810.................... ................. Other beef................. 13.67
4................. PORK...................... ................. Pork........................ 117.76
5................. 040110.................... ................. Bacon*..................... 19.09
5................. 040210.................... ................. Pork chops*................ 27.43
5................. HAM....................... ................. Ham........................ 27.97
6................. 040310.................... ................. Ham, not canned*.......... 26.30
6................. 040610.................... ................. Canned ham*............... 1.67
5................. 040510.................... ................. Sausage.................... 19.55
5................. 040410.................... ................. Other pork................. 23.72
4................. OTHRMEAT.................. ................. Other meats................. 92.84
5................. 050110.................... ................. Frankfurters*.............. 19.84
5................. LNCHMEAT.................. ................. Lunch meats (cold cuts).... 62.16
6................. 050210.................... ................. Bologna, liverwurst, 16.80
salami*.
6................. 050310.................... ................. Other lunchmeats.......... 45.37
5................. LAMBOTHR.................. ................. Lamb, organ meats and 10.84
others.
6................. 050410.................... ................. Lamb and organ meats...... 5.95
6................. 050900.................... ................. Mutton, goat and game..... 4.89
[[Page 44998]]
4................. POULTRY................... ................. Poultry..................... 158.21
5................. CHICKEN................... ................. Fresh and frozen chickens 125.84
6................. 060110.................... ................. Fresh and frozen whole 34.20
chicken*.
6................. 060210.................... ................. Fresh and frozen chicken 91.63
parts*.
5................. 060310.................... ................. Other poultry.............. 32.37
4................. FISHSEA................... ................. Fish and seafood............ 168.07
5................. 070110.................... ................. Canned fish and seafood*... 23.42
5................. 070230.................... ................. Fresh fish and shellfish*.. 99.54
5................. 070240.................... ................. Frozen fish and shellfish*. 45.11
4................. 080110.................... ................. Eggs........................ 34.67
3................. DAIRY..................... PEG.............. Dairy products............... 348.56
4................. MILKCRM................... ................. Fresh milk and cream........ 128.13
5................. 090110.................... ................. Fresh milk, all types*..... 115.34
5................. 090210.................... ................. Cream...................... 12.78
4................. OTHDAIRY.................. ................. Other dairy products........ 220.43
5................. 100110.................... ................. Butter..................... 19.44
5................. 100210.................... ................. Cheese*.................... 105.53
5................. 100410.................... ................. Ice cream and related 64.36
products*.
5................. 100510.................... ................. Miscellaneous dairy 31.10
products.
3................. FRUITVEG.................. PEG.............. Fruits and vegetables........ 385.44
4................. FRSHFRUT.................. ................. Fresh fruits................ 194.98
5................. 110110.................... ................. Apples*.................... 36.70
5................. 110210.................... ................. Bananas*................... 33.87
5................. 110310.................... ................. Oranges*................... 19.74
5................. 110510.................... ................. Citrus fruits, excluding 15.47
oranges.
5................. 110410.................... ................. Other fresh fruits......... 89.20
4................. FRESHVEG.................. ................. Fresh vegetables............ 190.46
5................. 120110.................... ................. Potatoes*.................. 35.89
5................. 120210.................... ................. Lettuce*................... 24.14
5................. 120310.................... ................. Tomatoes*.................. 36.87
5................. 120410.................... ................. Other fresh vegetables..... 93.56
3................. PROCFOOD.................. PEG.............. Processed Foods.............. 778.76
4................. PROCFRUT.................. ................. Processed fruits............ 136.45
5................. FRZNFRUT.................. ................. Frozen fruits and fruit 14.23
juices.
6................. 130110.................... ................. Frozen orange juice*...... 7.17
6................. 130121.................... ................. Frozen fruits............. 3.39
6................. 130122.................... ................. Frozen fruit juices....... 3.67
5................. 130310.................... ................. Canned fruits*............. 17.39
5................. 130320.................... ................. Dried fruit................ 6.56
5................. 130211.................... ................. Fresh fruit juice.......... 26.62
5................. 130212.................... ................. Canned and bottled fruit 71.65
juice *.
4................. PROCVEG................... ................. Processed vegetables........ 87.29
5................. 140110.................... ................. Frozen vegetables *........ 29.28
5................. CANDVEG................... ................. Canned and dried vegetables 58.01
and juices.
6................. 140210.................... ................. Canned beans *............ 14.02
6................. 140220.................... ................. Canned corn............... 7.68
6................. 140230.................... ................. Canned miscellaneous 17.88
vegetables.
6................. 140320.................... ................. Dried peas................ 0.29
6................. 140330.................... ................. Dried beans............... 2.45
6................. 140340.................... ................. Dried miscellaneous 8.11
vegetables.
6................. 140310.................... ................. Dried processed vegetables 0.31
6................. 140410.................... ................. Frozen vegetable juices... 0.05
6................. 140420.................... ................. Fresh and canned vegetable 7.22
juices.
4................. MISCFOOD.................. ................. Miscellaneous foods......... 555.03
5................. FRZNPREP.................. ................. Frozen prepared foods...... 108.93
6................. 180210.................... ................. Frozen meals *............ 30.41
6................. 180220.................... ................. Other frozen prepared 78.52
foods.
5................. 180110.................... ................. Canned and packaged soups * 37.66
5................. SNACKS.................... ................. Potato chips, nuts, and 113.33
other snacks.
6................. 180310.................... ................. Potato chips and other 87.21
snacks *.
6................. 180320.................... ................. Nuts...................... 26.12
5................. CONDMNTS.................. ................. Condiments and seasonings.. 93.03
6................. 180410.................... ................. Salt, spices, other 22.78
seasonings *.
6................. 180420.................... ................. Olives, pickles, relishes. 8.89
6................. 180510.................... ................. Sauces and gravies *...... 42.23
6................. 180520.................... ................. Baking needs and 19.14
miscellaneous products.
5................. OTHRPREP.................. ................. Other canned and packaged 157.25
prepared foods.
6................. 180611.................... ................. Prepared salads........... 18.28
6................. 180612.................... ................. Prepared desserts *....... 11.91
6................. 180620.................... ................. Baby food *............... 27.52
6................. 180710.................... ................. Miscellaneous prepared 99.28
foods.
6................. 180720.................... ................. Vitamin supplements....... 0.26
5................. 190904.................... ................. Food prepared by consumer 44.83
on out-of-town trips.
3................. OTHRFOOD.................. PEG.............. Other food at home........... 193.31
[[Page 44999]]
4................. SWEETS.................... ................. Sugar and other sweets...... 117.73
5................. 150110.................... ................. Candy and chewing gum *.... 77.44
5................. 150211.................... ................. Sugar *.................... 16.18
5................. 150212.................... ................. Artificial sweeteners *.... 3.14
5................. 150310.................... ................. Jams, preserves, other 20.98
sweets *.
4................. FATSOILS.................. ................. Fats and oils............... 75.57
5................. 160110.................... ................. Margarine *................ 9.66
5................. 160211.................... ................. Fats and oils *............ 22.52
5................. 160212.................... ................. Salad dressings *.......... 23.99
5................. 160310.................... ................. Nondairy cream and 8.56
imitation milk.
5................. 160320.................... ................. Peanut butter.............. 10.85
3................. NALCBEVG.................. ................. Nonalcoholic beverages....... 233.77
4................. 170110.................... ................. Cola *...................... 80.16
4................. 170210.................... ................. Other carbonated drinks..... 43.68
4................. COFFEE.................... ................. Coffee...................... 32.17
5................. 170310.................... ................. Roasted coffee *........... 21.36
5................. 170410.................... ................. Instant and freeze dried 10.80
coffee.
4................. 170510.................... ................. Noncarbonated fruit flavored 17.37
drinks *.
4................. 170520.................... ................. Tea......................... 13.85
4................. 200112.................... ................. Nonalcoholic beer........... 0.82
4................. 170530.................... ................. Other nonalcoholic beverages 45.73
and ice.
3................. FOODAWAY.................. PEG.............. Food away from home.......... 2,737.32
4................. RESTRANT.................. ................. Meals at restaurants, carry- 2,320.19
outs and other.
5................. LUNCH..................... ................. Lunch...................... 873.65
6................. 190111.................... ................. Lunch at fast food, take- 506.19
out, delivery, etc. *.
6................. 190112.................... ................. Lunch at full service 247.12
restaurants *.
6................. 190113.................... ................. Lunch at vending machines/ 10.25
mobile vendors.
6................. 190114.................... ................. Lunch at employer and 110.10
school cafeterias.
5................. DINNER.................... ................. Dinner..................... 845.00
6................. 190211.................... ................. Dinner at fast food, take- 287.84
out, delivery, etc. *.
6................. 190212.................... ................. Dinner at full service 550.87
restaurants *.
6................. 190213.................... ................. Dinner at vending machines/ 3.33
mobile vendors.
6................. 190214.................... ................. Dinner at employer and 2.95
school cafeterias.
5................. SNKNABEV.................. ................. Snacks and nonalcoholic 360.78
beverages.
6................. 190311.................... ................. Snacks/nonalcoholic bev. 244.08
at fast food, etc. *.
6................. 190312.................... ................. Snacks/nonalcoholic bev. 41.71
at full svc restaurants.
6................. 190313.................... ................. Snacks/nonalcoholic bev. 62.77
at vending mach. etc..
6................. 190314.................... ................. Snacks/nonalcoholic bev. 12.23
cafeterias.
5................. BRKFBRUN.................. ................. Breakfast and brunch....... 240.76
6................. 190321.................... ................. Breakfast & brunch at fast 130.52
food, take-out, etc. *.
6................. 190322.................... ................. Breakfast & brunch at full 100.86
service restaurants *.
6................. 190323.................... ................. Breakfast & brunch at 2.48
vending machines.
6................. 190324.................... ................. Breakfast & brunch at 6.89
cafeterias.
4................. NONRESME.................. ................. Non Restaurant Meals....... 417.13
5................. 190901.................... ................. Board (including at 22.99
school).
5................. 190902.................... ................. Catered affairs........... 57.90
5................. 190903.................... ................. Food on out-of-town trips. 227.85
5................. 790430.................... ................. School lunches............ 78.00
5................. 800700.................... ................. Meals as pay.............. 30.38
3................. ALCBEVG................... PEG.............. Alcoholic beverages.......... 386.15
4................. ALCHOME................... ................. At home..................... 246.23
5................. 200111.................... ................. Beer and ale *............. 139.90
5................. 200210.................... ................. Whiskey.................... 16.41
5................. 200310.................... ................. Wine *..................... 59.74
5................. 200410.................... ................. Other alcoholic beverages.. 30.18
4................. ALCAWAY................... ................. Away from home.............. 139.92
5................. BEERNALE.................. ................. Beer and ale............... 56.70
6................. 200511.................... ................. Beer and ale at fast food, 11.54
take-out, etc..
6................. 200512.................... ................. Beer and ale at full 37.05
service restaurants *.
6................. 200513.................... ................. Beer and ale at vending 0.25
machines, etc..
6................. 200516.................... ................. Beer and ale at catered 7.86
affairs.
5................. WINE...................... ................. Wine....................... 22.78
6................. 200521.................... ................. Wine at fast food, take- 4.86
out, delivery, etc..
6................. 200522.................... ................. Wine at full service 17.02
restaurants *.
6................. 200523.................... ................. Wine at vending machines 0.00
and mobile vendors.
6................. 200526.................... ................. Wine at catered affairs... 0.91
5................. OTHALCBV.................. ................. Other alcoholic beverages.. 60.44
6................. 200531.................... ................. Other alcoholic bev. at 4.80
fast food, take-out, etc..
6................. 200532.................... ................. Other alcoholic bev. at 24.64
full svc. restaurants.
6................. 200533.................... ................. Other alcoholic bev. at 0.00
vending machines.
6................. 200536.................... ................. Other alcoholic bev. at 3.46
catered affairs.
6................. 200900.................... ................. Alcoholic beverages 27.53
purchased on trips.
2................. SHEL...................... MEG.............. Shelter and Utilities 17,855.36
3................. SHELTER................... PEG.............. Shelter...................... 15,892.77
[[Page 45000]]
4................. RNTLEQ.................... ................. Rental Equivalence 12,571.68
(estimated monthly X 12).
4................. RENTXX.................... ................. Rented Dwelling (rent minus 2,790.60
tenants ins.) *.
4................. 350110.................... ................. Tenants Insurance (tenants 28.36
ins X 2) *.
4................. OTHLODGE.................. ................. Other Lodging (Other minus 502.14
housing at school).
3................. ENERUT.................... PEG.............. Energy Utilities *........... 1,601.23
3................. WATERX.................... PEG.............. Water and other public 361.36
services *.
2................. HHF&SUPP.................. MEG............. Household Furnishings and 3,051.71
Supplies
3................. HHOPER.................... PEG.............. Household operations......... 748.24
4................. HHPERSRV.................. ................. Personal services........... 494.17
5................. 340210.................... ................. Babysitting and child care 71.82
*.
6................. 340211.................... ................. Child care in own home.... 25.44
6................. 340212.................... ................. Child care outside own 46.38
home.
5................. 340906.................... ................. Care for elderly, invalids, 145.28
handicapped, etc..
5................. 340910.................... ................. Adult day care centers..... 3.33
5................. 670310.................... ................. Day-care centers, nursery, 273.75
and preschools *.
4................. HHOTHXPN.................. ................. Other household expenses.... 254.06
5................. 340310.................... ................. Housekeeping services *.... 53.30
5................. 340410.................... ................. Gardening, lawn care 68.10
service *.
5................. 340420.................... ................. Water softening service.... 4.60
5................. 340520.................... ................. Household laundry and dry 1.46
cleaning, sent out.
5................. 340530.................... ................. Coin-operated household 5.79
laundry & dry cleaning.
5................. 340914.................... ................. Services for termite/pest 6.10
control.
5................. 340915.................... ................. Home security system 18.60
service fee.
5................. 340903.................... ................. Other home services........ 12.33
5................. 330511.................... ................. Termite/pest control 1.05
products.
5................. 340510.................... ................. Moving, storage, freight 42.65
express *.
5................. 340620.................... ................. Appliance repair, including 13.74
service center.
5................. 340630.................... ................. Reupholstering, furniture 9.70
repair.
5................. 340901.................... ................. Repairs/rentals of lawn/ 4.58
garden equip..
5................. 340907.................... ................. Appliance rental........... 0.77
5................. 340908.................... ................. Rental of office equipment 0.73
for non-business use.
5................. 340913.................... ................. Repair of miscellaneous 0.54
household equip..
5................. 990900.................... ................. Rental and installation of 0.00
dishwashers & disposals.
3................. HKPGSUPP.................. PEG.............. Housekeeping supplies........ 659.37
4................. LAUNDRY................... ................. Laundry and cleaning 147.93
supplies.
5................. 330110.................... ................. Soaps and detergents *..... 83.46
5................. 330210.................... ................. Other laundry cleaning 64.47
products.
4................. HKPGOTHR.................. ................. Other household products.... 362.13
5................. 330310.................... ................. Cleansing & toilet tissue, 74.28
paper towels/nap.*.
5................. 330510.................... ................. Miscellaneous household 108.87
products.
5................. 330610.................... ................. Lawn and garden supplies *. 178.99
4................. POSTAGE................... ................. Postage and stationery...... 149.31
5................. 330410.................... ................. Stationery, stationery 63.54
supplies, giftwraps *.
5................. 340110.................... ................. Postage.................... 83.73
6................. STAMP..................... ................. Stamp *................... 79.21
6................. PARPST.................... ................. Parcel Post *............. 4.52
5................. 340120.................... ................. Delivery services.......... 2.04
3................. TEX&RUGS.................. PEG.............. Textiles and Area Rugs....... 168.54
4................. HHTXTILE.................. ................. Household textiles.......... 142.15
5................. 280110.................... ................. Bathroom linens *.......... 23.02
5................. 280120.................... ................. Bedroom linens *........... 70.60
5................. 280130.................... ................. Kitchen and dining room 12.92
linens.
5................. 280210.................... ................. Curtains and draperies..... 15.88
5................. 280220.................... ................. Slipcovers, decorative 5.40
pillows.
5................. 280230.................... ................. Sewing materials for 12.81
slipcovers, curtains, etc..
5................. 280900.................... ................. Other linens............... 1.51
4................. FLOORCOV.................. ................. Floor coverings............. 26.40
5................. RNTCARPT.................. ................. Wall-to-wall carpeting 2.67
(renter).
6................. 230134.................... ................. Wall-to-wall carpet 1.02
(renter).
6................. 320163.................... ................. Wall-to-wall carpet 1.65
(replacement)(renter).
5................. 320111.................... ................. Floor coverings, 23.72
nonpermanent *.
3................. FURNITUR.................. PEG.............. Furniture.................... 542.10
4................. 290110.................... ................. Mattress and springs *...... 79.01
4................. 290120.................... ................. Other bedroom furniture..... 90.09
4................. 290210.................... ................. Sofas....................... 141.93
4................. 290310.................... ................. Living room chairs *........ 45.85
4................. 290320.................... ................. Living room tables.......... 20.16
4................. 290410.................... ................. Kitchen, dining room 74.53
furniture *.
4................. 290420.................... ................. Infants' furniture.......... 9.59
4................. 290430.................... ................. Outdoor furniture........... 15.83
4................. 290440.................... ................. Wall units, cabinets and 65.09
other occasional furniture.
3................. MAJAPPL................... PEG.............. Major appliances............. 178.87
4................. 230116.................... ................. Dishwashers (built-in), 12.58
disposals, range hoods.
5................. 230117.................... ................. Dishwasher--owned home..... 1.26
[[Page 45001]]
5................. 230118.................... ................. Dishwasher rented home..... 11.31
4................. 300110.................... ................. Refrigerators, freezers *... 52.04
5................. 300111.................... ................. Refrigerators, freezers 6.39
(renter).
5................. 300112.................... ................. Refrigerators, freezers 45.65
(owned home).
4................. 300210.................... ................. Washing machines *.......... 22.98
5................. 300211.................... ................. Washing machines (renter).. 2.99
5................. 300212.................... ................. Washing machines (owned 19.99
home).
4................. 300220.................... ................. Clothes dryers.............. 16.68
5................. 300221.................... ................. Clothes dryers (renter).... 2.91
5................. 300222.................... ................. Clothes Dryer (owned home). 13.78
4................. 300310.................... ................. Cooking stoves, ovens *..... 23.86
5................. 300311.................... ................. Cooking stoves, ovens 2.04
(renter).
5................. 300312.................... ................. Cooking stoves, ovens 21.81
(owned home).
4................. 300320.................... ................. Microwave ovens............. 9.73
5................. 300321.................... ................. Microwave ovens (renter)... 2.03
5................. 300322.................... ................. Microwave ovens (owned 7.70
home).
4................. 300330.................... ................. Portable dishwasher......... 0.70
5................. 300331.................... ................. Portable dishwasher 0.34
(renter).
5................. 300332.................... ................. Portable dishwasher (owned 0.36
home).
4................. 300410.................... ................. Window air conditioners..... 40.31
5................. 300411.................... ................. Window air conditioners 1.57
(renter).
5................. 300412.................... ................. Window air conditioners 6.62
(owned home).
5................. 320511.................... ................. Electric floor cleaning 24.41
equipment *.
5................. 320512.................... ................. Sewing machines............ 3.22
5................. 300900.................... ................. Miscellaneous household 4.48
appliances.
3................. SMAPPHWR.................. PEG.............. Small appliances, 124.04
miscellaneous housewares.
4................. HOUSWARE.................. ................. Housewares.................. 93.41
5................. 320310.................... ................. Plastic dinnerware......... 1.51
5................. 320320.................... ................. China and other dinnerware 18.87
*.
5................. 320330.................... ................. Flatware................... 4.17
5................. 320340.................... ................. Glassware.................. 7.31
5................. 320350.................... ................. Silver serving pieces...... 2.84
5................. 320360.................... ................. Other serving pieces....... 2.08
5................. 320370.................... ................. Nonelectric cookware *..... 31.21
5................. 320380.................... ................. Tableware, nonelectric 25.42
kitchenware.
4................. SMLLAPPL.................. ................. Small appliances............ 30.64
5................. 320521.................... ................. Small electric kitchen 22.93
appliances *.
5................. 320522.................... ................. Portable heating and 7.71
cooling equipment.
3................. MISCHHEQ.................. ................. Miscellaneous household 630.55
equipment.
4................. 320120.................... ................. Window coverings............ 17.09
4................. 320130.................... ................. Infants' equipment.......... 15.58
4................. 320140.................... ................. Laundry and cleaning equip.. 22.42
4................. 320150.................... ................. Outdoor equipment *......... 28.38
4................. 320210.................... ................. Clocks...................... 8.20
4................. 320220.................... ................. Lamps and lighting fixtures. 11.65
4................. 320231.................... ................. Other household decorative 169.49
items.
4................. 320232.................... ................. Telephones and accessories * 44.27
4................. 320410.................... ................. Lawn and garden equipment *. 71.89
4................. 320420.................... ................. Power tools *............... 59.20
4................. 320901.................... ................. Office furniture for home 10.48
use *.
4................. 320902.................... ................. Hand tools *................ 12.41
4................. 320903.................... ................. Indoor plants, fresh flowers 60.03
*.
4................. 320904.................... ................. Closet and storage items.... 11.49
4................. 340904.................... ................. Rental of furniture......... 6.66
4................. 430130.................... ................. Luggage..................... 6.28
4................. 690210.................... ................. Telephone answering devices. 1.70
4................. 690220.................... ................. Calculators................. 1.55
4................. 690230.................... ................. Business equipment for home 0.67
use.
4................. 320430.................... ................. Other hardware.............. 13.11
4................. 690242.................... ................. Smoke alarms (owned home)... 1.32
4................. 690241.................... ................. Smoke alarms (renter)....... 0.07
4................. 690243.................... ................. Smoke alarms (owned 0.00
vacation).
4................. 690245.................... ................. Other household appliances 10.42
(owned home).
4................. 690244.................... ................. Other household appliances 1.94
(renter).
4................. 320905.................... ................. Miscellaneous household 44.27
equipment and parts.
2................. APPAREL................... MEG.............. Apparel and services 1,894.51
3................. MENBOYS................... PEG.............. Men and boys................. 426.37
4................. MENS...................... ................. Men, 16 and over............ 356.27
5................. 360110.................... ................. Men's suits *.............. 29.16
5................. 360120.................... ................. Men's sportcoats, tailored 8.37
jackets.
5................. 360210.................... ................. Men's coats and jackets *.. 36.38
5................. 360311.................... ................. Men's underwear *.......... 19.56
5................. 360312.................... ................. Men's hosiery.............. 16.47
5................. 360320.................... ................. Men's nightwear............ 3.57
[[Page 45002]]
5................. 360330.................... ................. Men's accessories.......... 30.14
5................. 360340.................... ................. Men's sweaters and vests... 12.53
5................. 360350.................... ................. Men's active sportswear.... 14.26
5................. 360410.................... ................. Men's shirts *............. 92.32
5................. 360511.................... ................. Men's pants *.............. 70.83
5................. 360512.................... ................. Men's shorts, shorts sets.. 12.00
5................. 360901.................... ................. Men's uniforms............. 4.10
5................. 360902.................... ................. Men's costumes............. 6.60
4................. BOYS...................... ................. Boys, 2 to 15............... 70.10
5................. 370110.................... ................. Boys' coats and jackets.... 5.67
5................. 370120.................... ................. Boys' sweaters............. 2.84
5................. 370130.................... ................. Boys' shirts *............. 10.74
5................. 370211.................... ................. Boys' underwear............ 3.19
5................. 370212.................... ................. Boys' nightwear............ 2.55
5................. 370213.................... ................. Boys' hosiery.............. 3.28
5................. 370220.................... ................. Boys' accessories.......... 3.78
5................. 370311.................... ................. Boys' suits, sportcoats, 2.11
vests.
5................. 370312.................... ................. Boys' pants *.............. 20.67
5................. 370313.................... ................. Boys' shorts, shorts sets.. 6.58
5................. 370903.................... ................. Boys' uniforms............. 2.44
5................. 370904.................... ................. Boys' active sportswear.... 3.13
5................. 370902.................... ................. Boys' costumes............. 3.11
3................. WMNSGRLS.................. PEG.............. Women and girls.............. 726.18
4................. WOMENS.................... ................. Women, 16 and over.......... 589.41
5................. 380110.................... ................. Women's coats and jackets * 43.46
5................. 380210.................... ................. Women's dresses............ 46.95
5................. 380311.................... ................. Women's sportcoats, 4.29
tailored jackets.
5................. 380312.................... ................. Women's vests and sweaters 39.22
*.
5................. 380313.................... ................. Women's shirts, tops, 124.57
blouses *.
5................. 380320.................... ................. Women's skirts............. 13.81
5................. 380331.................... ................. Women's pants *............ 102.91
5................. 380332.................... ................. Women's shorts, shorts sets 15.85
5................. 380340.................... ................. Women's active sportswear.. 26.76
5................. 380410.................... ................. Women's sleepwear.......... 29.27
5................. 380420.................... ................. Women's undergarments...... 41.84
5................. 380430.................... ................. Women's hosiery............ 25.45
5................. 380510.................... ................. Women's suits.............. 29.07
5................. 380901.................... ................. Women's accessories........ 26.79
5................. 380902.................... ................. Women's uniforms........... 8.34
5................. 380903.................... ................. Women's costumes........... 10.84
4................. GIRLS..................... ................. Girls, 2 to 15.............. 136.77
5................. 390110.................... ................. Girls' coats and jackets... 7.12
5................. 390120.................... ................. Girls' dresses and suits*.. 15.64
5................. 390210.................... ................. Girls' shirts, blouses, 38.23
sweaters*.
5................. 390221.................... ................. Girls' skirts and pants*... 28.04
5................. 390222.................... ................. Girls' shorts, shorts sets. 9.87
5................. 390230.................... ................. Girls' active sportswear... 8.91
5................. 390310.................... ................. Girls' underwear and 8.21
sleepwear.
5................. 390321.................... ................. Girls' hosiery............. 6.05
5................. 390322.................... ................. Girls' accessories......... 5.53
5................. 390901.................... ................. Girls' uniforms............ 4.13
5................. 390902.................... ................. Girls' costumes............ 5.04
3................. INFANT.................... PEG.............. Children under 2............. 98.15
4................. 410110.................... ................. Infant coat, jacket, 2.88
snowsuit.
4................. 410120.................... ................. Infant dresses, outerwear... 28.72
4................. 410130.................... ................. Infant underwear*........... 54.63
4................. 410140.................... ................. Infant nightwear, 4.56
loungewear*.
4................. 410901.................... ................. Infant accessories.......... 7.36
3................. FOOTWEAR.................. PEG.............. Footwear..................... 361.44
4................. 400110.................... ................. Men's footwear*............. 116.54
4................. 400210.................... ................. Boys' footwear.............. 50.37
4................. 400310.................... ................. Women's footwear*........... 150.52
4................. 400220.................... ................. Girls' footwear............. 44.01
3................. OTHAPPRL.................. PEG.............. Other apparel products and 282.37
services.
4................. 420110.................... ................. Material for making clothes. 8.54
4................. 420120.................... ................. Sewing patterns and notions. 10.97
4................. 430110.................... ................. Watches*.................... 15.10
4................. 430120.................... ................. Jewelry*.................... 111.63
4................. 440110.................... ................. Shoe repair and other shoe 1.36
service.
4................. 440120.................... ................. Coin-operated apparel 51.21
laundry/dry cleaning*.
4................. 440130.................... ................. Alteration, repair and 6.71
tailoring of apparel.
4................. 440140.................... ................. Clothing rental............. 4.10
4................. 440150.................... ................. Watch and jewelry repair.... 6.81
4................. 440210.................... ................. Apparel laundry & cleaning 65.60
not coin-operated*.
[[Page 45003]]
4................. 440900.................... ................. Clothing storage............ 0.33
2................. TRANS..................... MEG.............. Transportation 8,255.95
3................. MOTVEHCO.................. PEG.............. Motor Vehicle Costs.......... 4,513.14
4................. VEHPURCH.................. ................. Vehicle purchases (net 3,724.79
outlay).
5................. NEWCARS................... ................. Cars and trucks, new*...... 1,848.01
6................. 450110.................... ................. New cars.................. 1,010.59
6................. 450210.................... ................. New trucks................ 837.59
5................. USECARS................... ................. Cars and trucks, used...... 1,819.71
6................. 460110.................... ................. Used cars................. 1,039.13
6................. 460901.................... ................. Used trucks............... 780.58
5................. OTHVEHCL.................. ................. Other vehicles............. 57.07
6................. 450220.................... ................. New motorcycles........... 25.25
6................. 450900.................... ................. New aircraft.............. 0.00
6................. 460902.................... ................. Used motorcycles.......... 31.82
6................. 460903.................... ................. Used aircraft............. 0.00
4................. VEHFINCH.................. ................. Vehicle finance charges..... 464.39
5................. 510110.................... ................. Automobile finance charges* 236.42
5................. 510901.................... ................. Truck finance charges...... 209.65
5................. 510902.................... ................. Motorcycle and plane 3.01
finance charges.
5................. 850300.................... ................. Other vehicle finance 15.42
charges.
4................. LEASVEH................... ................. Leased vehicles............. 189.11
5................. 450310.................... ................. Car lease payments......... 97.53
5................. 450313.................... ................. Cash downpayment (car 6.32
lease).
5................. 450314.................... ................. Termination fee (car lease) 0.10
5................. 450410.................... ................. Truck lease payments....... 82.58
5................. 450413.................... ................. Cash downpayment (truck 1.92
lease).
5................. 450414.................... ................. Termination fee (truck 0.66
lease)].
4................. VEHXP&LV.................. ................. Other Vehicle Expenses and 134.85
Licenses.
5................. 520110.................... ................. State & Local Registration* 74.33
6................. 520111.................... ................. Vehicle reg. state........ 66.78
6................. 520112.................... ................. Vehicle reg. local........ 7.55
5................. 520310.................... ................. Driver's license........... 5.81
5................. 520410.................... ................. Vehicle inspection (added 8.22
to S&L registration).
5................. PARKING................... ................. Parking fees............... 18.60
6................. 520531.................... ................. Parking fees in home city, 15.60
excluding residence.
6................. 520532.................... ................. Parking fees, out-of-town 3.00
trips.
5................. 520541.................... ................. Tolls...................... 8.35
5................. 520542.................... ................. Tolls on out-of-town trips. 3.36
5................. 520550.................... ................. Towing charges............. 5.22
5................. 620113.................... ................. Automobile service clubs... 10.95
3................. GASOIL.................... PEG.............. Gasoline and motor oil....... 1,381.31
4................. 470111.................... ................. Gasoline*................... 1,252.70
4................. 470112.................... ................. Diesel fuel................. 12.91
4................. 470113.................... ................. Gasoline on out-of-town 101.98
trips.
4................. 470114.................... ................. Gasohol..................... 0.00
4................. 470211.................... ................. Motor oil................... 12.69
4................. 470212.................... ................. Motor oil on out-of-town 1.03
trips.
3................. CARP&R.................... PEG.............. Maintenance and repairs...... 781.44
4................. CARPAR.................... ................. Maintenance and Repair Parts 178.68
5................. 470220.................... ................. Coolant, additives, brake, 5.01
transmission fluids.
5................. 480110.................... ................. Tires--purchases, replaced, 102.66
installed*.
5................. 480213.................... ................. Parts, equipment, and 56.66
accessories*.
5................. 480214.................... ................. Vehicle audio equipment, 7.11
excluding labor.
5................. 480212.................... ................. Vehicle products........... 7.23
4................. CARREP.................... ................. Maintenance and Repair 602.76
Service *.
5................. 490000.................... ................. Misc. auto repair, 33.31
servicing.
5................. 490110.................... ................. Body work and painting..... 29.25
5................. 490211.................... ................. Clutch, transmission repair 57.68
5................. 490212.................... ................. Drive shaft and rear-end 8.48
repair.
5................. 490221.................... ................. Brake work, including 65.88
adjustments.
5................. 490231.................... ................. Repair to steering or front- 17.83
end.
5................. 490232.................... ................. Repair to engine cooling 24.69
system.
5................. 490311.................... ................. Motor tune-up.............. 47.42
5................. 490312.................... ................. Lube, oil change, and oil 75.38
filters.
5................. 490313.................... ................. Front-end alignment, wheel 14.38
balance and rotation.
5................. 490314.................... ................. Shock absorber replacement. 6.83
5................. 490316.................... ................. Gas tank repair, 3.96
replacement.
5................. 490318.................... ................. Repair tires and other 46.63
repair work.
5................. 490319.................... ................. Vehicle air conditioning 17.89
repair.
5................. 490411.................... ................. Exhaust system repair...... 15.45
5................. 490412.................... ................. Electrical system repair... 35.66
5................. 490413.................... ................. Motor repair, replacement.. 90.59
5................. 490900.................... ................. Auto repair service policy. 11.45
3................. 500110.................... PEG.............. Vehicle insurance *.......... 898.90
[[Page 45004]]
3................. RENTVEH................... PEG.............. Rented vehicles.............. 27.38
3................. PUBTRANS.................. PEG.............. Public transportation........ 653.77
4................. 530110.................... ................. Airline fares *............. 401.70
4................. 530210.................... ................. Intercity bus fares......... 26.64
4................. 530510.................... ................. Intercity train fares....... 23.41
4................. 530901.................... ................. Ship fares.................. 58.98
4................. LOCTRANS.................. ................. Local Transportation (Not a 143.04
CES item).
5................. 530311.................... ................. Intracity mass transit 81.26
fares.
5................. 530312.................... ................. Local trans. on out-of-town 16.87
trips.
5................. 530411.................... ................. Taxi fares and limousine 9.92
service on trips.
5................. 530412.................... ................. Taxi fares and limousine 30.95
service *.
5................. 530902.................... ................. School bus................. 4.03
2................. MEDICAL................... MEG.............. Medical 2,349.45
3................. HEALTINS.................. PEG.............. Health insurance *........... 1,200.79
4................. COMHLTIN.................. ................. Commercial health insurance. 239.84
5................. 580111.................... ................. Traditional fee for service 78.16
health plan (not BCBS).
5................. 580113.................... ................. Preferred provider health 161.68
plan (not BCBS).
4................. BCBS...................... ................. Blue Cross, Blue Shield..... 356.45
5................. 580112.................... ................. Traditional fee for service 62.69
health plan (BCBS).
5................. 580114.................... ................. Preferred provider health 118.30
plan (BCBS).
5................. 580312.................... ................. Health maintenance 124.28
organization (BCBS).
5................. 580904.................... ................. Commercial Medicare 45.03
supplement (BCBS).
5................. 580906.................... ................. Other health insurance 6.15
(BCBS).
4................. 580311.................... ................. Health maintenance 301.65
organization (not BCBS).
4................. 580901.................... ................. Medicare payments........... 146.35
4................. COMEDOTH.................. ................. Commercial Medicare suppl & 156.49
health insurance.
5................. 580903.................... ................. Commercial Medicare 88.03