This is a general description of the plan changes. This page is not an official statement of benefits. For that, go to the Benefits descriptions in the Plan Brochure. Also, we edited and clarified language throughout the brochure; any language change not shown here is a clarification that does not change benefits.

• Your share of the non-Postal premium for Enrollment Code CK will increase by 0.7% for Self Only and decrease 0.3% for Self and Family. Enrollment Code 6U will increase 21.3% for Self Only or 21.3% for Self and Family.

• There are no benefit changes for 2004.