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Insurance Services Programs

Federal Benefits Open Season Snapshot

RI 70-02 For Career United States Postal Service Employees



Current Employees

During Open Season, you have the opportunity to make changes in the Federal Employees Health Benefits (FEHB) Program, the Federal Employees Dental and Vision Insurance Program (FEDVIP) and the Federal Flexible Spending Account Program (FSA). You can use this chart to assist you with the decision-making process of selecting plans and enrolling in these benefit programs.

 

If Currently Enrolled in the Program

If Not Enrolled in the Program

FEHB
  1. Check your plan's 2008 premiums and satisfaction survey results in Appendix E;
  2. Examine your plan's 2008 brochure for benefit and enrollment/service area changes;
  3. Check Appendix E for any new plans and plan options available to you;
  4. If satisfied with your plan's rates, survey results and benefits for 2008, do nothing your enrollment will continue automatically;
  5. If not satisfied with your current plan for 2008, see Appendix B for guidance on choosing another plan.
  1. See page 6 for general information on FEHB (including eligibility) and Appendix B for guidance on choosing a plan;
  2. If you decide to enroll, examine the 2008 brochure of each plan you consider to ensure the benefits and premiums meet your needs and the plan is available in your area;
  3. Complete the PostalEASE FEHB Worksheet on page 30 and enroll via PostalEASE.
  4. Contact the Human Resources Shared Service Center (HRSSC), 1-877-477-3273, option 5, if you require assistance.

FEDVIP
  1. Check your plan's 2008 premiums in the FEDVIP Guide and examine your plan's 2008 brochure for benefit and enrollment/service area changes;
  2. If also enrolled in FEHBP, check your 2008 FEHBP brochure for any changes in dental and/or vision benefits;
  3. If satisfied with your plan's rates and benefits for 2008, do nothing - your enrollment will continue automatically;
  4. If not satisfied with your current plan for 2008, see the FEDVIP Guide for guidance on choosing another plan and for information on how to change your enrollment;
  5. If you no longer want FEDVIP, you must cancel during Open Season by contacting BENEFEDS; after Open Season you cannot cancel; see the FEDVIP Guide for details.
  1. See page 14 for general information on FEDVIP (including eligibility) and for guidance on choosing a FEDVIP plan;
  2. If you decide to enroll, examine the 2008 brochure of the plans in which you are interested to ensure the benefits and premiums meet your needs and the plan is available in your area;
  3. See page 15 for information on how to enroll.

FSA
  1. If you want to participate in 2008, you must make a new election. Keep in mind your election and enrollment do not carry over from year to year; see page 16 for information on how to enroll;
  2. Check your 2008 FEHBP and 2008 FEDVIP plan brochures to see how any benefit changes may affect your out-of-pocket health care expenses;
  3. See the FSA brochure for any updated information about the Program.
  1. See page 16 for general information on FSA (including eligibility) and for guidance on making a decision whether to participate;
  2. See the FSA brochure for information on how to enroll.

New or Newly Eligible Employees

As a new or newly eligible employee, you may have the opportunity to enroll in the benefit programs noted below. Use this chart to assist you with the decision-making process of selecting and enrolling in the benefit programs below that meet your needs. The chart gives you things to consider as you make your decisions.

FEHBP
  1. See page 6 for general information on FEHBP (including eligibility) and for guidance on choosing a plan;
  2. If you decide to enroll, examine the 2008 brochure of each plan you consider to ensure the benefits and premiums meet your needs and the plan is available in your area;
  3. Complete the PostalEASE FEHB Worksheet and enroll via PostalEASE. For assistance or additional information, contact the Human Resources Shared Service Center (HRSSC) on 1-877-477-3273, option 5.
FEDVIP
  1. See page 8 for general information on FEDVIP (including eligibility) and for guidance on choosing a FEDVIP dental plan and/or vision plan;
  2. If you decide to enroll, examine the 2008 brochure of each plan you consider to ensure the benefits and premiums meet your needs and the plan is available in your area;
  3. See the 2008 FEDVIP Guide for USPS Employees for complete information.
FSA
  1. See page 16 for general information on FSAFEDS (including eligibility) and for guidance on making a decision whether to participate;
  2. See the FSA brochure (November 2007) for complete information.
FEGLI
  1. See page 18 for general information on FEGLI (including eligibility) and for guidance on making a decision whether to select optional insurance (basic FEGLI is automatic);
  2. See page 19 for information on how to enroll.
FLTCIP
  1. See page 20 for general information on FLTCIP (including eligibility) and for guidance on making a decision whether to apply;
  2. See page 20 for information on how to apply for coverage.

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