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<TD><A TARGET="_top" HREF="http://www.opm.gov/">
<IMG SRC="../../Images/seal125.gif" WIDTH=125 HEIGHT=125 BORDER=0 ALIGN=LEFT ALT="OPM Seal"></A></TD>
<TD ALIGN=LEFT>
<STRONG><FONT FACE="Arial,Helvetica,Univers" COLOR="008080" FONT SIZE=+2>Health Plans<BR>Benefit Information<BR>For Pennsylvania</FONT></STRONG></TD>
</TR>
</TABLE>
<P><FONT FACE="Arial,Helvetica,Univers" COLOR="800000"><STRONG>Don't forget to check
the <A TARGET="_top" HREF="../Natl/NW_G.HTM">Nationwide Listings</A></STRONG></FONT></P>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0>
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<TD><IMG SRC="../../Images/b-le.gif"WIDTH=6 HEIGHT=30 BORDER=0 ALT="*"></TD>
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onClick="resetHiLites()" onMouseOut="hiLite('gen_btn','generality')">
<IMG SRC="../../Images/btn-g.gif" NAME="gen_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="General Information"></A></TD>
<TD><A TARGET="_top" HREF="../StP-HQ/PAP-HQ.HTM" onMouseOver="hiLite('qual_btn','qual') "
onClick="resetHiLites()" onMouseOut="hiLite('qual_btn','quality')">
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<TD><IMG SRC="../../Images/btn-bg.gif" NAME="ben_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="Benefits Information (this page)"></TD>
<TD><A TARGET="_top" HREF="../StP-HR/PAP-HR.HTM" onMouseOver="hiLite('rate_btn','rates') "
onClick="resetHiLites()" onMouseOut="hiLite('rate_btn','rateinfo')">
<IMG SRC="../../Images/btn-r.gif" NAME="rate_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="Rate Information"></A></TD>
<TD><IMG SRC="../../Images/b-re.gif" WIDTH=6 HEIGHT=30 BORDER=0 ALT="*"></TD>
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<BR>
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<BR>
<TABLE ALIGN=CENTER BORDER=2 CELLPADDING=2 CELLSPACING=1 WIDTH="565">
<TR VALIGN=BOTTOM>
<TD ROWSPAN=2 ALIGN=LEFT>
<IMG SRC="../../Images/Nulpix.gif" WIDTH=300 HEIGHT=1 BORDER=0><BR>
<FONT SIZE=+2><STRONG>Benefits</STRONG></FONT><BR>
<BR><STRONG>Plan name, Location</STRONG>
</TD>
<TD COLSPAN=4 ALIGN=CENTER><FONT SIZE=-1><STRONG>In Network You Pay</STRONG></FONT></TD>
<TD COLSPAN=4 ALIGN=CENTER><FONT SIZE=-1><STRONG>Out of Network You Pay</STRONG></FONT></TD>
</TR>
<TR VALIGN=BOTTOM>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/coco-o3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Outpatient Copay/Coinsurance">
</TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/deducto3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Outpatient Deductible">
</TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/coco-i3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="In-Hospital Copay/Coinsurance">
</TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/padedi3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Per-Admission Deductible">
</TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/caded3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Calendar Year Deductible (per person/family)">
</TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/coco-o3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Outpatient Copay/Coinsurance">
</TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/coco-i3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="In-Hospital Copay/Coinsurance">
</TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/padedi3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Per-Admission Deductible">
</TD>
</TR>
<!-- END TABLE HEAD / BEGIN LABEL ROW -->
<TR VALIGN=BOTTOM BGCOLOR="#EE99BB">
<TD COLSPAN=9 ALIGN=LEFT><A NAME="filet"></A><STRONG>Plans Offering a Point of Service Product</STRONG></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1>
<A NAME="LD">Free State Health Plan<BR>Southern Pennsylvania</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/PAP-HG.HTM?LD#LD">
<IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HQ/PAP-HQ.HTM?LD#LD">
<IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicatiors"></A>
<A TARGET="_top" HREF="../StP-HR/PAP-HR.HTM?LD">
<IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$5</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$200/<BR>$400</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT><FONT SIZE=-1>
<A NAME="3W">Oxford Health Plans<BR>Berks/ Bucks/ Chestr/ Delawr/ Montgmry/ Phila</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/PAP-HG.HTM?3W#3W">
<IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HQ/PAP-HQ.HTM?3W#3W">
<IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicatiors"></A>
<A TARGET="_top" HREF="../StP-HR/PAP-HR.HTM?3W">
<IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$10</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$250/<BR>$625</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1>
<A NAME="N9">Penn State Geisinger HlthPlan<BR>Central/ Northeastern Pennsylvania</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/PAP-HG.HTM?N9#N9">
<IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HQ/PAP-HQ.HTM?N9#N9">
<IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicatiors"></A>
<A TARGET="_top" HREF="../StP-HR/PAP-HR.HTM?N9">
<IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$10</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$250/<BR>$750</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT><FONT SIZE=-1>
<A NAME="36">Postmasters-Std<BR>All states</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/PAP-HG.HTM?36#36">
<IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HQ/PAP-HQ.HTM?36#36">
<IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicatiors"></A>
<A TARGET="_top" HREF="../StP-HR/PAP-HR.HTM?36">
<IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$15</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$200</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$500/<BR>$1000</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>30%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>30%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$600</FONT></TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EE99BB">
<TD ALIGN=LEFT COLSPAN=9><FONT SIZE=-1><A NAME="noh"></A>For information on benefits
offered by individual Health Maintenance Organization (HMO) plans, please refer
to each plan's brochure.
</TD>
</TR>
</TABLE>
<BR>
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<UL>
<LI><A TARGET="_top" HREF="http://www.opm.gov/">
<FONT FACE="Helvetica,Arial,Univers" SIZE=-1>OPM Home Page</FONT></A><BR/LI>
<LI><A TARGET="_top" HREF="../index.htm"><FONT FACE="Helvetica,Arial,Univers" SIZE=-1>FEHB 98 Main
Page</FONT></A></LI>
<LI><A TARGET="_top" HREF="../glossary.htm"><FONT FACE="Helvetica,Arial,Univers" SIZE=-1>Glossary</FONT></A></LI>
<BR> <BR>
<FONT COLOR="#008080" FACE="Helvetica,Arial,Univers" SIZE=2>Questions regarding the Federal
Employees Health Benefits Program should be directed to the Office of Insurance Programs at
our <<A TARGET="_top" HREF="../fehbmail.htm">Feedback Page</A>>.
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<HR>
<P><FONT SIZE=-2>Updated Wednesday, October 29, 1997</FONT></P>
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