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<TD><A TARGET="_top" HREF="http://www.opm.gov/">
<IMG SRC="../../Images/seal125.gif" WIDTH=125 HEIGHT=125 BORDER=0 ALIGN=LEFT ALT="OPM Seal"></A></TD>
<TD ALIGN=LEFT>
<STRONG><FONT FACE="Arial,Helvetica,Univers" COLOR="008080" FONT SIZE=+2>Health Plans<BR>Quality Indicators<BR>For Kentucky</FONT></STRONG></TD>
</TR>
</TABLE>
<P><FONT FACE="Arial,Helvetica,Univers" COLOR="800000"><STRONG>Don't forget to check
the <A TARGET="_top" HREF="../Natl/NW_G.HTM">Nationwide Listings</A></STRONG></FONT></P>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=MIDDLE ALIGN=CENTER>
<TD><IMG SRC="../../Images/b-le.gif"WIDTH=6 HEIGHT=30 BORDER=0 ALT="*"></TD>
<TD><A TARGET="_top" HREF="../StP-HG/KYP-HG.HTM" onMouseOver="hiLite('gen_btn','general') "
onClick="resetHiLites()" onMouseOut="hiLite('gen_btn','generality')">
<IMG SRC="../../Images/btn-g.gif" NAME="gen_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="General Information"></A></TD>
<TD><IMG SRC="../../Images/btn-qg.gif" NAME="qual_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="Quality Information (this page)"></TD>
<TD><A TARGET="_top" HREF="../StP-HB/KYP-HB.HTM" onMouseOver="hiLite('ben_btn','beny') "
onClick="resetHiLites()" onMouseOut="hiLite('ben_btn','benefits')">
<IMG SRC="../../Images/btn-b.gif" NAME="ben_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="Benefits Information"></A></TD>
<TD><A TARGET="_top" HREF="../StP-HR/KYP-HR.HTM" onMouseOver="hiLite('rate_btn','rates') "
onClick="resetHiLites()" onMouseOut="hiLite('rate_btn','rateinfo')">
<IMG SRC="../../Images/btn-r.gif" NAME="rate_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="Rate Information"></A></TD>
<TD><IMG SRC="../../Images/b-re.gif" WIDTH=6 HEIGHT=30 BORDER=0 ALT="*"></TD>
</TR>
</TABLE>
<BR>
<!-- BEGIN POS LISTINGS -->
<HTML>
<HEAD>
<TITLE>OPM/FEHB 98 - Quality Indicators</TITLE>
</HEAD>
<BODY BGCOLOR="#FFFFFF">
<DIV ALIGN=CENTER>
<CENTER>
<TABLE BORDER=1 CELLPADDING=2 CELLSPACING=1 WIDTH="565">
<TR VALIGN=MIDDLE>
<TD WIDTH=25% ALIGN=LEFT><FONT SIZE=-1><STRONG>Rating Numbers:</STRONG></FONT></TD>
<TD WIDTH=25% ALIGN=CENTER>
<FONT SIZE=-1><FONT COLOR="GREEN"><B>Above Average</B></FONT></FONT></TD>
<TD WIDTH=25% ALIGN=CENTER><FONT SIZE=-1>Average</FONT></TD>
<TD WIDTH=25% ALIGN=CENTER>
<FONT SIZE=-1><FONT COLOR="RED"><I>Below Average</I></FONT></FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1><STRONG>Bar Charts:</STRONG></FONT></TD>
<TD ALIGN=CENTER COLSPAN=3>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 WIDTH=100%>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER BGCOLOR="#AACCFF" WIDTH=25%><FONT SIZE=-1>somewhat satisfied</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#FFEE33" WIDTH=25%><FONT SIZE=-1>very satisfied</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#77DD77" WIDTH=25%><FONT SIZE=-1>extremely satisfied</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#FFFFFF" WIDTH=25%><FONT SIZE=-1>(did not report)</FONT></TD>
</TR>
</TABLE>
</TD>
</TR>
</TABLE>
<TABLE ALIGN=CENTER BORDER=1 CELLPADDING=3 CELLSPACING=1 WIDTH=565>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1><STRONG>Accreditation:</STRONG></FONT></TD>
<TD ALIGN=CENTER WIDTH="108">
<IMG SRC="../../Images/ncqa_f2.gif" WIDTH=15 HEIGHT=15 BORDER=0 ALT="Full NCQA" ALIGN=BOTTOM> <FONT SIZE=-1>Full</FONT></TD>
<TD ALIGN=CENTER WIDTH="108">
<IMG SRC="../../Images/ncqa_y2.gif" WIDTH=15 HEIGHT=15 BORDER=0 ALT="One-Year NCQA" ALIGN=BOTTOM> <FONT SIZE=-1>One Year</FONT></TD>
<TD ALIGN=CENTER WIDTH="108">
<IMG SRC="../../Images/ncqa_p2.gif" WIDTH=15 HEIGHT=15 BORDER=0 ALT="Provisional NCQA" ALIGN=BOTTOM> <FONT SIZE=-1>Provisional</FONT></TD>
<TD ALIGN=CENTER WIDTH="108">
<IMG SRC="../../Images/ncqa_d2.gif" WIDTH=15 HEIGHT=15 BORDER=0 ALT="NCQA Denied" ALIGN=BOTTOM> <FONT SIZE=-1>Denial</FONT></TD>
<TD ALIGN=CENTER WIDTH="108"><FONT SIZE=-1>No Data Available</FONT></TD>
</TR>
</TABLE>
<TABLE BORDER=2 CELLPADDING=2 CELLSPACING=1 WIDTH="565">
<TR VALIGN=BOTTOM>
<TD ROWSPAN=2 ALIGN=LEFT>
<FONT SIZE=+2><STRONG>Quality Indicators</STRONG></FONT><BR> <BR>
<IMG SRC="../../Images/Nulpix.gif" WIDTH=130 HEIGHT=1 BORDER=0><BR>
<STRONG>Plan name, Location</STRONG>
</TD>
<TD ROWSPAN=2 ALIGN=CENTER>
<IMG SRC="../../Images/Nulpix.gif" WIDTH=21 HEIGHT=1 BORDER=0><BR>
<IMG SRC="../../Images/top-ncqa.gif" WIDTH=15 HEIGHT=146 BORDER=0 ALT="NCQA Accreditation Status">
</TD>
<TD ROWSPAN=2 ALIGN=CENTER>
<IMG SRC="../../Images/Nulpix.gif" WIDTH=21 HEIGHT=1 BORDER=0><BR>
<IMG SRC="../../Images/top-top.gif" WIDTH=20 HEIGHT=146 BORDER=0 ALT="Top-Rated Plans">
</TD>
<TD COLSPAN=10 ALIGN=CENTER><FONT SIZE=-1><STRONG>% rating the plan or care excellent,
very good, and good</STRONG></FONT></TD>
<TD ROWSPAN=2 ALIGN=CENTER><FONT SIZE=-1><STRONG>% satisfied<BR>with plan</STRONG></FONT></TD>
</TR>
<TR VALIGN=BOTTOM>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/top-a.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Coverage"></TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/top-b.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Access to Care"></TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/top-c.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Access to Care in an Emergency"></TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/top-d.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Choice of Doctor"></TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/top-e.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Getting Appointment When Sick"></TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/top-f.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Ability to See Same Doctor on Most Visits"></TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/top-g.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Quality of Care"></TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/top-h.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Thoroughness and Competence of Provider"></TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/top-i.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Explanation of Care"></TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/top-j.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Results of Care"></TD>
</TR>
<!-- End table header / Begin label row -->
<TR VALIGN=BOTTOM BGCOLOR="#EE99BB">
<TD COLSPAN=14 ALIGN=LEFT><A NAME="filet"></A><STRONG>Plans Offering a Point of Service Product</STRONG></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1><A NAME="36">Postmasters-Std<BR>All states</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/KYP-HG.HTM?36#36"><IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HB/KYP-HB.HTM?36#36"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/KYP-HR.HTM?36"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 WIDTH=100%>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=BOTTOM BGCOLOR="#EE99BB">
<TD COLSPAN=14 ALIGN=LEFT><STRONG>Health Maintenance Organization Plans</STRONG></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1><A NAME="XW">Advantage Care, Inc.<BR>Central/ Eastern Kentucky</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/KYP-HG.HTM?XW#XW"><IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HB/KYP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/KYP-HR.HTM?XW"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/star.gif" WIDTH=21 HEIGHT=21 BORDER=0 ALT="Top Rated Plan"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>93</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>96</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>91</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>89</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>83</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>89</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>95</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>97</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>94</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>92</B></FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 WIDTH=100%>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER BGCOLOR="#77DD77" WIDTH=35%><FONT SIZE=-1>35</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#FFEE33" WIDTH=44%><FONT SIZE=-1>44</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#AACCFF" WIDTH=18%><FONT SIZE=-1>18</FONT></TD>
<TD BGCOLOR="#FFFFFF" WIDTH=3%><FONT SIZE=-1> </FONT></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT><FONT SIZE=-1><A NAME="RD">Aetna U.S. Healthcare<BR>Northern Kentucky</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/KYP-HG.HTM?RD#RD"><IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HB/KYP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/KYP-HR.HTM?RD"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>86</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>92</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>88</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>87</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>88</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>90</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>91</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>94</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>91</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>90</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 WIDTH=100%>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER BGCOLOR="#77DD77" WIDTH=12%><FONT SIZE=-1>12</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#FFEE33" WIDTH=50%><FONT SIZE=-1>50</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#AACCFF" WIDTH=24%><FONT SIZE=-1>24</FONT></TD>
<TD BGCOLOR="#EEEEEE" WIDTH=14%><FONT SIZE=-1> </FONT></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1><A NAME="2B">Bluegrass Family Health<BR>Central/ Eastern Kentucky</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/KYP-HG.HTM?2B#2B"><IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HB/KYP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/KYP-HR.HTM?2B"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 WIDTH=100%>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT><FONT SIZE=-1><A NAME="HR">Humana Care Plan<BR>Lexington area</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/KYP-HG.HTM?HR#HR"><IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HB/KYP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/KYP-HR.HTM?HR"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>87</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>89</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>87</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 FONT COLOR="RED"><I>71</I></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>86</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 FONT COLOR="RED"><I>79</I></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>83</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>87</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>85</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>82</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 WIDTH=100%>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER BGCOLOR="#77DD77" WIDTH=18%><FONT SIZE=-1>18</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#FFEE33" WIDTH=34%><FONT SIZE=-1>34</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#AACCFF" WIDTH=30%><FONT SIZE=-1>30</FONT></TD>
<TD BGCOLOR="#EEEEEE" WIDTH=18%><FONT SIZE=-1> </FONT></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1><A NAME="18">Humana Care Plan<BR>Louisville area</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/KYP-HG.HTM?18#18"><IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HB/KYP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/KYP-HR.HTM?18"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>84</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>86</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>84</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 FONT COLOR="RED"><I>64</I></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 FONT COLOR="RED"><I>76</I></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 FONT COLOR="RED"><I>77</I></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 FONT COLOR="RED"><I>81</I></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 FONT COLOR="RED"><I>86</I></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 FONT COLOR="RED"><I>79</I></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 FONT COLOR="RED"><I>79</I></FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 WIDTH=100%>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER BGCOLOR="#77DD77" WIDTH=20%><FONT SIZE=-1>20</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#FFEE33" WIDTH=33%><FONT SIZE=-1>33</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#AACCFF" WIDTH=26%><FONT SIZE=-1>26</FONT></TD>
<TD BGCOLOR="#FFFFFF" WIDTH=21%><FONT SIZE=-1> </FONT></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT><FONT SIZE=-1><A NAME="D2">Humana Health Plan<BR>Lexington/ Louisville</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/KYP-HG.HTM?D2#D2"><IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HB/KYP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/KYP-HR.HTM?D2"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>85</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 FONT COLOR="RED"><I>84</I></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>84</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 FONT COLOR="RED"><I>74</I></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>79</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>86</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>85</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>87</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>82</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>84</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 WIDTH=100%>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER BGCOLOR="#77DD77" WIDTH=12%><FONT SIZE=-1>12</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#FFEE33" WIDTH=39%><FONT SIZE=-1>39</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#AACCFF" WIDTH=29%><FONT SIZE=-1>29</FONT></TD>
<TD BGCOLOR="#EEEEEE" WIDTH=20%><FONT SIZE=-1> </FONT></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1><A NAME="R8">PacifiCare of Ohio, Inc.<BR>Northern Kentucky</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/KYP-HG.HTM?R8#R8"><IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HB/KYP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/KYP-HR.HTM?R8"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>82</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>88</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>83</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>79</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>79</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>90</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>87</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>90</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>87</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>86</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 WIDTH=100%>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER BGCOLOR="#77DD77" WIDTH=17%><FONT SIZE=-1>17</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#FFEE33" WIDTH=41%><FONT SIZE=-1>41</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#AACCFF" WIDTH=20%><FONT SIZE=-1>20</FONT></TD>
<TD BGCOLOR="#FFFFFF" WIDTH=22%><FONT SIZE=-1> </FONT></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT><FONT SIZE=-1><A NAME="S3">Prudential HealthCare HMO<BR>Northern Kentucky</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/KYP-HG.HTM?S3#S3"><IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HB/KYP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/KYP-HR.HTM?S3"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/ncqa_f.gif" WIDTH=21 HEIGHT=21 BORDER=0 ALT="Full NCQA"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>89</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>88</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>81</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>82</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>86</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>88</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>88</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>91</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>84</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>87</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 WIDTH=100%>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER BGCOLOR="#77DD77" WIDTH=19%><FONT SIZE=-1>19</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#FFEE33" WIDTH=49%><FONT SIZE=-1>49</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#AACCFF" WIDTH=21%><FONT SIZE=-1>21</FONT></TD>
<TD BGCOLOR="#EEEEEE" WIDTH=11%><FONT SIZE=-1> </FONT></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1><A NAME="3U">United Health Care of Ohio<BR>Northern Kentucky</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/KYP-HG.HTM?3U#3U"><IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HB/KYP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/KYP-HR.HTM?3U"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/ncqa_f.gif" WIDTH=21 HEIGHT=21 BORDER=0 ALT="Full NCQA"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>84</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>94</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>88</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>83</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>86</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>92</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>92</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>94</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>90</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>89</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 WIDTH=100%>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER BGCOLOR="#77DD77" WIDTH=12%><FONT SIZE=-1>12</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#FFEE33" WIDTH=44%><FONT SIZE=-1>44</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#AACCFF" WIDTH=28%><FONT SIZE=-1>28</FONT></TD>
<TD BGCOLOR="#FFFFFF" WIDTH=16%><FONT SIZE=-1> </FONT></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT><FONT SIZE=-1><A NAME="DU">United HealthCare of Kentucky<BR>Most of Kentucky</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/KYP-HG.HTM?DU#DU"><IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HB/KYP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/KYP-HR.HTM?DU"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/star.gif" WIDTH=21 HEIGHT=21 BORDER=0 ALT="Top Rated Plan"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>86</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>90</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>86</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>86</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>85</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>88</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>88</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1 COLOR="GREEN"><B>93</B></FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>85</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>87</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 WIDTH=100%>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER BGCOLOR="#77DD77" WIDTH=21%><FONT SIZE=-1>21</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#FFEE33" WIDTH=42%><FONT SIZE=-1>42</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#AACCFF" WIDTH=25%><FONT SIZE=-1>25</FONT></TD>
<TD BGCOLOR="#EEEEEE" WIDTH=12%><FONT SIZE=-1> </FONT></TD>
</TR>
</TABLE>
</TD>
</TR>
</TABLE>
<BR>
<TABLE BORDER=4 CELLPADDING=3 CELLSPACING=1 WIDTH="600">
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER COLSPAN=4><STRONG>Key to Quality Ratings</STRONG></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD WIDTH=25% ALIGN=LEFT><STRONG>Rating Numbers:</STRONG></TD>
<TD WIDTH=25% ALIGN=CENTER><FONT COLOR="GREEN"><B>Above Average</B></FONT></TD>
<TD WIDTH=25% ALIGN=CENTER>Average</TD>
<TD WIDTH=25% ALIGN=CENTER><FONT COLOR="RED"><I>Below Average</I></STRONG></FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><STRONG>Bar Charts:</STRONG></TD>
<TD ALIGN=CENTER COLSPAN=3>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0 WIDTH=100%>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER BGCOLOR="#AACCFF" WIDTH=25%><FONT SIZE=-1>somewhat satisfied</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#FFEE33" WIDTH=25%><FONT SIZE=-1>very satisfied</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#77DD77" WIDTH=25%><FONT SIZE=-1>extremely satisfied</FONT></TD>
<TD ALIGN=CENTER BGCOLOR="#FFFFFF" WIDTH=25%><FONT SIZE=-1>(did not report)</FONT></TD>
</TR>
</TABLE>
</TD>
</TR>
</TABLE>
<CENTER>
<TABLE ALIGN=CENTER BORDER=4 CELLPADDING=3 CELLSPACING=1 WIDTH=600>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER COLSPAN=2><STRONG>Key to NCQA Status</STRONG></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/ncqa_f.gif" WIDTH=21 HEIGHT=21 BORDER=0 ALT="Full NCQA"></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>Full Accreditation</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/ncqa_y.gif" WIDTH=21 HEIGHT=21 BORDER=0 ALT="One-Year NCQA"></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>One Year Accreditation</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/ncqa_p.gif" WIDTH=21 HEIGHT=21 BORDER=0 ALT="Provisional NCQA"></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>Provisional Accreditation</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER>
<IMG SRC="../../Images/ncqa_d.gif" WIDTH=21 HEIGHT=21 BORDER=0 ALT="NCQA Denied"></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>Denial</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>(no data available)</FONT></TD>
</TR>
</TABLE>
</CENTER>
<CENTER>
<TABLE ALIGN=CENTER BORDER=4 CELLPADDING=3 CELLSPACING=1 WIDTH=600>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER COLSPAN=3><STRONG>Key to Table Columns</STRONG></TD>
</TR>
<TR VALIGN=BOTTOM>
<TD ALIGN=CENTER><FONT SIZE=-1><STRONG>Column</STRONG></FONT></TD>
<TD ALIGN=LEFT WIDTH=90%><FONT SIZE=-1><STRONG>Subject</STRONG></FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><FONT SIZE=-1><STRONG>A</STRONG></FONT></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>Coverage</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><FONT SIZE=-1><STRONG>B</STRONG></FONT></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>Access to Care</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><FONT SIZE=-1><STRONG>C</STRONG></FONT></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>Access to Care in an Emergency</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><FONT SIZE=-1><STRONG>D</STRONG></FONT></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>Choice of Doctor</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><FONT SIZE=-1><STRONG>E</STRONG></FONT></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>Getting Appointment When Sick</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><FONT SIZE=-1><STRONG>F</STRONG></FONT></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>Ability to See Same Doctor on Most Visits</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><FONT SIZE=-1><STRONG>G</STRONG></FONT></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>Quality of Care</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><FONT SIZE=-1><STRONG>H</STRONG></FONT></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>Thoroughness and Competence of Provider</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><FONT SIZE=-1><STRONG>I</STRONG></FONT></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>Explanation of Care</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><FONT SIZE=-1><STRONG>J</STRONG></FONT></TD>
<TD ALIGN=LEFT><FONT SIZE=-1>Results of Care</FONT></TD>
</TR>
</TABLE>
</CENTER>
<BR>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=MIDDLE ALIGN=CENTER>
<TD><IMG SRC="../../Images/b-le.gif"WIDTH=6 HEIGHT=30 BORDER=0 ALT="*"></TD>
<TD><A TARGET="_top" HREF="../StP-HG/KYP-HG.HTM" onMouseOver="hiLite('gen2_btn','general') "
onClick="resetHiLites()" onMouseOut="hiLite('gen2_btn','generality')">
<IMG SRC="../../Images/btn-g.gif" NAME="gen2_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="General Information"></A></TD>
<TD><IMG SRC="../../Images/btn-qg.gif" NAME="qual2_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="Quality Information (this page)"></TD>
<TD><A TARGET="_top" HREF="../StP-HB/KYP-HB.HTM" onMouseOver="hiLite('ben2_btn','beny') "
onClick="resetHiLites()" onMouseOut="hiLite('ben2_btn','benefits')">
<IMG SRC="../../Images/btn-b.gif" NAME="ben2_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="Benefits Information"></A></TD>
<TD><A TARGET="_top" HREF="../StP-HR/KYP-HR.HTM" onMouseOver="hiLite('rate2_btn','rates') "
onClick="resetHiLites()" onMouseOut="hiLite('rate2_btn','rateinfo')">
<IMG SRC="../../Images/btn-r.gif" NAME="rate2_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="Rate Information"></A></TD>
<TD><IMG SRC="../../Images/b-re.gif" WIDTH=6 HEIGHT=30 BORDER=0 ALT="*"></TD>
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</TABLE>
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</CENTER>
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<LI><A TARGET="_top" HREF="http://www.opm.gov/">
<FONT FACE="Helvetica,Arial,Univers" SIZE=-1>OPM Home Page</FONT></A><BR/LI>
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<FONT COLOR="#008080" FACE="Helvetica,Arial,Univers" SIZE=2>Questions regarding the Federal
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<P><FONT SIZE=-2>Updated Wednesday, October 29, 1997</FONT></P>
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