U.S. Office of Personnel Management www.opm.gov - Recruiting, Retaining and Honoring a World-Class Workforce to Serve the American People

This is a general description of the plan changes. This page is not an official statement of benefits. For that, go to the Benefits descriptions in the Plan Brochure. Also, we edited and clarified language throughout the brochure; any language change not shown here is a clarification that does not change benefits.

• Your share of the non-Postal premium will increase by 4.6% for Self Only or decrease 8.9% for Self and Family.

• We changed the copayment to $100 for Emergency Care as an outpatient at a hospital, including doctors' services, for emergencies both within our service area and outside our service area .

• We have changed the copayment for prescription drugs to $8 for generic, $25 for preferred brand name drugs, and $40 for non-preferred brand name drugs.

• Clarification of Catastrophic Out of Pocket expenses has been made to show that prescription drug copayments do not count towards your out-of-pocket maximum for copayments.