U.S. Office of Personnel Management www.opm.gov - Recruiting, Retaining and Honoring a World-Class Workforce to Serve the American People

This is a general description of the plan changes. This page is not an official statement of benefits. For that, go to the Benefits descriptions in the Plan Brochure. Also, we edited and clarified language throughout the brochure; any language change not shown here is a clarification that does not change benefits.

• Language regarding smoking cessation adding: "Over-the-counter products are excluded."

• Language regarding reconstructive surgery adding to "Not Covered:": "Cosmetic surgery - any surgical procedure (or portion of a procedure) performed primarily to improve physical appearance through change in bodily form, except repair of accidental injury; surgeries related to sex transformation."

• Language regarding covered medications and supplies adding: "We require prior authorization for drugs relating to multiple sclerosis."

• Language regarding service area adding: Adair, Wayne, Butler, Carroll, and Greene Counties.