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Insurance Services Programs

Important Facts about Overseas Coverage

Some plans pay Overseas providers as Preferred Providers.
Most overseas providers require payment "up front".
Some services are "accepted practice" overseas but would be considered experimental or investigational by FEHB plans.
See Section 7 of the plan brochure for information about filing an overseas claim.

Nationwide Fee-for-Service Plans Open to All

Plan Name	English Translation	Currency Conversion	Assistance Program	Special Feature
APWU	You provide	You provide
BCBS	Plan provides	Plan provides	24-hour Worldwide Assistance Center	Some overseas hospitals accept Plan allowances.
GEHA	You provide	You provide		Overseas providers and DOD facilities are considered as PPO.
Mail Handlers	You provide	Plan provides		Overseas providers and DoD facilities are considered as PPO.
NALC	You provide	You provide

Nationwide Fee-for-Service Plans Open Only to Specific Groups

Plan Name	English Translation	Currency Conversion	Assistance Program	Special Feature
Association	You provide	You provide
Foreign Service * See below	Plan provides	Plan provides if you do not provide		Overseas Provider Benefit
Panama Canal	You provide	You provide
Rural Carriers	Plan provides	Plan provides	Worldwide Assistance
SAMBA	You provide	You provide		Overseas Travel Benefit

The Foreign Service Plan has direct billing arrangements with hospitals in Brazil, China, Columbia, Germany, Italy, Korea, and Panama. They have a fast track payment process if you are posted in Korea. Contact the Plan for more information.

This page can be found on the web at the following url: http://www.opm.gov/insure/archive/07/html/overseas.asp

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