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<TD><A TARGET="_top" HREF="http://www.opm.gov/">
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<STRONG><FONT FACE="Arial,Helvetica,Univers" COLOR="008080" FONT SIZE=+2>Health Plans<BR>General Information<BR>For North Carolina</FONT></STRONG></TD>
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<P><FONT FACE="Arial,Helvetica,Univers" COLOR="800000"><STRONG>Don't forget to check
the <A TARGET="_top" HREF="../Natl/NW_G.HTM">Nationwide Listings</A></STRONG></FONT></P>
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<FONT SIZE=+1><STRONG>General Information</STRONG></FONT><BR>
<IMG SRC="../../Images/Nulpix.gif" WIDTH=130 HEIGHT=1 BORDER=0>
<BR><STRONG>Plan name, Location</STRONG></TD>
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<TD COLSPAN=6 ALIGN=LEFT><A NAME="filet"></A><STRONG>Plans Offering a Point of Service Product</STRONG></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="36">Postmasters-Std<BR>All states</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NCP-HQ.HTM?36#36"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NCP-HB.HTM?36#36"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
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<TD ALIGN=CENTER><FONT SIZE=-1>703/683-5585</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>364</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>365</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI71-013.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>177K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI71-013.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>177K</FONT></A></TD>
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<FONT SIZE=-1><A NAME="7Q">QualChoice of North Carolina<BR>Northwestern North Carolina</A></FONT>
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<A TARGET="_top" HREF="../StP-HQ/NCP-HQ.HTM?7Q#7Q"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NCP-HB.HTM?7Q#7Q"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NCP-HR.HTM?7Q"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/816-8117</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.bgsm.edu/qualchoice">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>7Q1</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>7Q2</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-767.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>102K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-767.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>102K</FONT></A></TD>
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<TD COLSPAN=6 ALIGN=LEFT><STRONG>Health Maintenance Organization Plans</STRONG></TD>
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<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="3G">Aetna U.S. Healthcare<BR>Charlotte/ Metrolina area</A></FONT>
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<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NCP-HQ.HTM?3G#3G"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NCP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NCP-HR.HTM?3G"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/537-9384</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.aetnaushc.com">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>3G1</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>3G2</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-778.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>286K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-778.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>286K</FONT></A></TD>
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<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="6D">Doctors Health Plan, Inc.<BR>Greater Tri/ Char/ Up-Low Cape Fear areas</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NCP-HQ.HTM?6D#6D"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NCP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NCP-HR.HTM?6D"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/476-2303</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.dhpcares.com">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>6D1</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>6D2</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-721.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>106K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-721.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>106K</FONT></A></TD>
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<FONT SIZE=-1><A NAME="QT">Kaiser Permanente<BR>Charlotte/ Triangle areas</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NCP-HQ.HTM?QT#QT"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NCP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NCP-HR.HTM?QT"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/755-1925</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>QT1</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>QT2</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-240.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>89K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-240.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>89K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="Q5">Maxicare North Carolina<BR>Charlotte/ Greensboro/ Raleigh areas</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NCP-HQ.HTM?Q5#Q5"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NCP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NCP-HR.HTM?Q5"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/822-0012</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>Q51</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>Q52</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-227.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>142K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-227.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>142K</FONT></A></TD>
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<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="EQ">PARTNERS NHP of NC<BR>Most of North Carolina</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NCP-HQ.HTM?EQ#EQ"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NCP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NCP-HR.HTM?EQ"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/942-5695</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>EQ1</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>EQ2</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-585.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>67K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-585.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>67K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="4X">Personal Care Plan of NC<BR>Charlotte/ Durham/ Greensboro/ Raleigh</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NCP-HQ.HTM?4X#4X"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NCP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NCP-HR.HTM?4X"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/755-0817</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>4X1</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>4X2</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-706.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>127K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-706.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>127K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="Q4">Prudential HealthCare HMO<BR>Charlotte/ Raleigh areas</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NCP-HQ.HTM?Q4#Q4"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NCP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NCP-HR.HTM?Q4"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/643-3609</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.prudential.com/healthcare">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>Q41</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>Q42</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-340.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>84K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-340.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>84K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="XM">UHC of North Carolina<BR>Central/ Eastern/ Western</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NCP-HQ.HTM?XM#XM"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NCP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NCP-HR.HTM?XM"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/999-1147</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>XM1</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>XM2</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-638.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>143K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-638.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>143K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="2E">WellPath Select<BR>Charlotte/ Triangle/ surr. area</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NCP-HQ.HTM?2E#2E"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NCP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NCP-HR.HTM?2E"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/935-7284</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.wellpathchp.com">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>2E1</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>2E2</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-731.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>140K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-731.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>140K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
</TABLE>
<BR>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=MIDDLE ALIGN=CENTER>
<TD><IMG SRC="../../Images/b-le.gif"WIDTH=6 HEIGHT=30 BORDER=0 ALT="*"></TD>
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<TD><A TARGET="_top" HREF="../StP-HQ/NCP-HQ.HTM" onMouseOver="hiLite('qual2_btn','qual') "
onClick="resetHiLites()" onMouseOut="hiLite('qual2_btn','quality')">
<IMG SRC="../../Images/btn-q.gif" NAME="qual2_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="Quality Information"></A></TD>
<TD><A TARGET="_top" HREF="../StP-HB/NCP-HB.HTM" onMouseOver="hiLite('ben2_btn','beny') "
onClick="resetHiLites()" onMouseOut="hiLite('ben2_btn','benefits')">
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onClick="resetHiLites()" onMouseOut="hiLite('rate2_btn','rateinfo')">
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<FONT COLOR="#008080" FACE="Helvetica,Arial,Univers" SIZE=2>Questions regarding the Federal
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<P><FONT SIZE=-2>Updated Tuesday, December 23, 1997</FONT></P>
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