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<STRONG><FONT FACE="Arial,Helvetica,Univers" COLOR="008080" FONT SIZE=+2>Health Plans<BR>General Information<BR>For New Jersey</FONT></STRONG></TD>
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<P><FONT FACE="Arial,Helvetica,Univers" COLOR="800000"><STRONG>Don't forget to check
the <A TARGET="_top" HREF="../Natl/NW_G.HTM">Nationwide Listings</A></STRONG></FONT></P>
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<FONT SIZE=+1><STRONG>General Information</STRONG></FONT><BR>
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<TD COLSPAN=6 ALIGN=LEFT><A NAME="filet"></A><STRONG>Plans Offering a Point of Service Product</STRONG></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="10">Blue Cross and Blue Shield-Std<BR>All of New Jersey</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?10#10"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?10#10"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?10"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
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</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/624-5078</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.fepblue.org">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>104</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>105</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI71-005.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>259K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI71-005.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>259K</FONT></A></TD>
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<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="10">Blue Cross and Blue Shield-Std<BR>All of New Jersey</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?10#10"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?10#10"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?10"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/624-5078</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.fepblue.org">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>104</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>105</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI71-005.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>259K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI71-005.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>259K</FONT></A></TD>
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</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="80">GHI Health Plan<BR>Northern New Jersey</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?80#80"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?80#80"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?80"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>201/623-6000</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.ghi.com">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>801</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>802</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-007.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>185K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-007.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>185K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="7B">Physicians Health Services-NJ<BR>All of New Jersey</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?7B#7B"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?7B#7B"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?7B"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/441-5741</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.phshmo.com">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>7B1</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>7B2</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-765.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>88K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-765.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>88K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="36">Postmasters-Std<BR>All states</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?36#36"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?36#36"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?36"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>703/683-5585</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>364</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>365</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI71-013.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>177K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI71-013.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>177K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=BOTTOM BGCOLOR="#EE99BB">
<TD COLSPAN=6 ALIGN=LEFT><STRONG>Health Maintenance Organization Plans</STRONG></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="P3">Aetna U.S. Healthcare-High<BR>All of New Jersey</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?P3#P3"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?P3"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/537-9384</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.aetnaushc.com">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>P31</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>P32</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-052.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>135K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-052.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>135K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="P3">Aetna U.S. Healthcare-Std<BR>All of New Jersey</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?P3#P3"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?P3"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/537-9384</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.aetnaushc.com">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>P34</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>P35</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-052.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>135K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-052.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>135K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="FK">AmeriHealth HMO, Inc.<BR>All of New Jersey</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?FK#FK"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?FK"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/454-7651</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>FK1</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>FK2</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-065.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>158K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-065.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>158K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="P4">CIGNA CoMED HealthCare<BR>All of New Jersey</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?P4#P4"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?P4"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>201/361-3444</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.cigna.com/healthcare">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>P41</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>P42</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-087.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>93K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-087.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>93K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="2F">First Option Hlth Plan of NJ<BR>All of New Jersey</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?2F#2F"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?2F"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>908/842-5000</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>2F1</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>2F2</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-687.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>77K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-687.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>77K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="P9">HIP Health Plan of NJ<BR>Most of New Jersey</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?P9#P9"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?P9"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>732/937-7600</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://WWW.HIPNJ.COM">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>P91</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>P92</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-084.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>166K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-084.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>166K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="HK">NYLCare Health Plans<BR>All of New Jersey</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?HK#HK"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?HK"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/640-6400</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.nylcare.com">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>HK1</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>HK2</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-468.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>185K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-468.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>185K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="8P">Prudential HealthCare HMO<BR>All of New Jersey</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?8P#8P"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?8P"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/422-7399</FONT></TD>
<TD ALIGN=CENTER>
<A TARGET="_top" HREF="http://www.prudential.com/healthcare">
<IMG SRC="../../Images/www3.gif" ALIGN=BOTTOM WIDTH=34 HEIGHT=31 BORDER=0 ALT="WWW site"></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>8P1</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>8P2</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../brochurs/RI73-664.PDF"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>118K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="http://access.adobe.com/cgi-bin/pdf2txt.cgi?url=http://www.opm.gov/insure/archive/98/html/brochurs/RI73-664.PDF&reflow_p=checkbox"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>118K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT>
<FONT SIZE=-1><A NAME="27">QualMed Plans for Health<BR>Burlington/ Camden/ Gloucester Counties</A></FONT>
<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0>
<TR>
<TD VALIGN=BOTTOM ALIGN=LEFT>
<A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM?27#27"><IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicators"></A>
<A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM?noh"><IMG SRC="../../Images/tag_bene.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Benefits"></A>
<A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM?27"><IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A></TD>
</TR>
</TABLE>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>800/998-2840</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1> </FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>271</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>272</FONT></TD>
<TD ALIGN=CENTER>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=10>
<TR VALIGN=MIDDLE>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../nobroch.htm"><IMG SRC="../../Images/icon_pdf.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in PDF Format"><BR><FONT SIZE=-2>0K</FONT></A></TD>
<TD ALIGN=CENTER><A TARGET="_top" HREF="../nobroch.htm"><IMG SRC="../../Images/html.gif" ALIGN=BOTTOM WIDTH=32 HEIGHT=32 BORDER=0 ALT="Brochure in HTML format"><BR><FONT SIZE=-2>0K</FONT></A></TD>
</TR>
</TABLE>
</TD>
</TR>
</TABLE>
<BR>
<TABLE BORDER=0 CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=MIDDLE ALIGN=CENTER>
<TD><IMG SRC="../../Images/b-le.gif"WIDTH=6 HEIGHT=30 BORDER=0 ALT="*"></TD>
<TD><IMG SRC="../../Images/btn-gg2.gif" NAME="gen2_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="General Information (this page)"></TD>
<TD><A TARGET="_top" HREF="../StP-HQ/NJP-HQ.HTM" onMouseOver="hiLite('qual2_btn','qual') "
onClick="resetHiLites()" onMouseOut="hiLite('qual2_btn','quality')">
<IMG SRC="../../Images/btn-q.gif" NAME="qual2_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="Quality Information"></A></TD>
<TD><A TARGET="_top" HREF="../StP-HB/NJP-HB.HTM" onMouseOver="hiLite('ben2_btn','beny') "
onClick="resetHiLites()" onMouseOut="hiLite('ben2_btn','benefits')">
<IMG SRC="../../Images/btn-b.gif" NAME="ben2_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="Benefits Information"></A></TD>
<TD><A TARGET="_top" HREF="../StP-HR/NJP-HR.HTM" onMouseOver="hiLite('rate2_btn','rates') "
onClick="resetHiLites()" onMouseOut="hiLite('rate2_btn','rateinfo')">
<IMG SRC="../../Images/btn-r.gif" NAME="rate2_btn" WIDTH=108 HEIGHT=30 BORDER=0 ALT="Rate Information"></A></TD>
<TD><IMG SRC="../../Images/b-re.gif" WIDTH=6 HEIGHT=30 BORDER=0 ALT="*"></TD>
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<LI><A TARGET="_top" HREF="../index.htm"><FONT FACE="Helvetica,Arial,Univers" SIZE=-1>FEHB 98 Main
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<FONT COLOR="#008080" FACE="Helvetica,Arial,Univers" SIZE=2>Questions regarding the Federal
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<P><FONT SIZE=-2>Updated Tuesday, December 23, 1997</FONT></P>
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