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<STRONG><FONT FACE="Arial,Helvetica,Univers" COLOR="008080" FONT SIZE=+2>Health Plans<BR>Benefit Information<BR>For Maryland</FONT></STRONG></TD>
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<P><FONT FACE="Arial,Helvetica,Univers" COLOR="800000"><STRONG>Don't forget to check
the <A TARGET="_top" HREF="../Natl/NW_G.HTM">Nationwide Listings</A></STRONG></FONT></P>
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<IMG SRC="../../Images/Nulpix.gif" WIDTH=300 HEIGHT=1 BORDER=0><BR>
<FONT SIZE=+2><STRONG>Benefits</STRONG></FONT><BR>
<BR><STRONG>Plan name, Location</STRONG>
</TD>
<TD COLSPAN=4 ALIGN=CENTER><FONT SIZE=-1><STRONG>In Network You Pay</STRONG></FONT></TD>
<TD COLSPAN=4 ALIGN=CENTER><FONT SIZE=-1><STRONG>Out of Network You Pay</STRONG></FONT></TD>
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<TD ALIGN=CENTER>
<IMG SRC="../../Images/coco-o3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Outpatient Copay/Coinsurance">
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<IMG SRC="../../Images/deducto3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Outpatient Deductible">
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<IMG SRC="../../Images/coco-i3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="In-Hospital Copay/Coinsurance">
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<IMG SRC="../../Images/padedi3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Per-Admission Deductible">
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<IMG SRC="../../Images/coco-o3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Outpatient Copay/Coinsurance">
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<IMG SRC="../../Images/coco-i3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="In-Hospital Copay/Coinsurance">
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<IMG SRC="../../Images/padedi3.gif" WIDTH=30 HEIGHT=146 BORDER=0 ALT="Per-Admission Deductible">
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<TR VALIGN=BOTTOM BGCOLOR="#EE99BB">
<TD COLSPAN=9 ALIGN=LEFT><A NAME="filet"></A><STRONG>Plans Offering a Point of Service Product</STRONG></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1>
<A NAME="YD">BACE<BR>All of Maryland</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/MDP-HG.HTM?YD#YD">
<IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HQ/MDP-HQ.HTM?YD#YD">
<IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicatiors"></A>
<A TARGET="_top" HREF="../StP-HR/MDP-HR.HTM?YD">
<IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$150</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$250/<BR>$500</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>30%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>10%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT><FONT SIZE=-1>
<A NAME="67">Columbia Medical Plan<BR>Central Maryland</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/MDP-HG.HTM?67#67">
<IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HQ/MDP-HQ.HTM?67#67">
<IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicatiors"></A>
<A TARGET="_top" HREF="../StP-HR/MDP-HR.HTM?67">
<IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$5</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$250/<BR>$500</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1>
<A NAME="LD">Free State Health Plan<BR>All of Maryland</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/MDP-HG.HTM?LD#LD">
<IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HQ/MDP-HQ.HTM?LD#LD">
<IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicatiors"></A>
<A TARGET="_top" HREF="../StP-HR/MDP-HR.HTM?LD">
<IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$5</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$200/<BR>$400</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT><FONT SIZE=-1>
<A NAME="36">Postmasters-Std<BR>All states</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/MDP-HG.HTM?36#36">
<IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HQ/MDP-HQ.HTM?36#36">
<IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicatiors"></A>
<A TARGET="_top" HREF="../StP-HR/MDP-HR.HTM?36">
<IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$15</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$200</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$500/<BR>$1000</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>30%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>30%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$600</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1>
<A NAME="4P">Preferred Health Network<BR>Most of Maryland</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/MDP-HG.HTM?4P#4P">
<IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HQ/MDP-HQ.HTM?4P#4P">
<IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicatiors"></A>
<A TARGET="_top" HREF="../StP-HR/MDP-HR.HTM?4P">
<IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$10</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$200/<BR>$600</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EEEEEE">
<TD ALIGN=LEFT><FONT SIZE=-1>
<A NAME="JB">Prudential HealthCare HMO<BR>Most of Maryland</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/MDP-HG.HTM?JB#JB">
<IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HQ/MDP-HQ.HTM?JB#JB">
<IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicatiors"></A>
<A TARGET="_top" HREF="../StP-HR/MDP-HR.HTM?JB">
<IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$5</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$150/<BR>$300</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>30%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>30%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
</TR>
<TR VALIGN=MIDDLE>
<TD ALIGN=LEFT><FONT SIZE=-1>
<A NAME="BL">United HealthCare Mid-Atlantic<BR>Most of Maryland/ Washington, DC</A></FONT><BR>
<A TARGET="_top" HREF="../StP-HG/MDP-HG.HTM?BL#BL">
<IMG SRC="../../Images/tag_genr.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="General Information"></A>
<A TARGET="_top" HREF="../StP-HQ/MDP-HQ.HTM?BL#BL">
<IMG SRC="../../Images/tag_qual.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Quality Indicatiors"></A>
<A TARGET="_top" HREF="../StP-HR/MDP-HR.HTM?BL">
<IMG SRC="../../Images/tag_rate.gif" WIDTH=41 HEIGHT=14 BORDER=0 ALT="Rates"></A>
</TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$5</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>$250/<BR>$750</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>20%</FONT></TD>
<TD ALIGN=CENTER><FONT SIZE=-1>None</FONT></TD>
</TR>
<TR VALIGN=MIDDLE BGCOLOR="#EE99BB">
<TD ALIGN=LEFT COLSPAN=9><FONT SIZE=-1><A NAME="noh"></A>For information on benefits
offered by individual Health Maintenance Organization (HMO) plans, please refer
to each plan's brochure.
</TD>
</TR>
</TABLE>
<BR>
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<TR VALIGN=MIDDLE ALIGN=CENTER>
<TD><IMG SRC="../../Images/b-le.gif"WIDTH=6 HEIGHT=30 BORDER=0 ALT="*"></TD>
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<LI><A TARGET="_top" HREF="http://www.opm.gov/">
<FONT FACE="Helvetica,Arial,Univers" SIZE=-1>OPM Home Page</FONT></A><BR/LI>
<LI><A TARGET="_top" HREF="../index.htm"><FONT FACE="Helvetica,Arial,Univers" SIZE=-1>FEHB 98 Main
Page</FONT></A></LI>
<LI><A TARGET="_top" HREF="../glossary.htm"><FONT FACE="Helvetica,Arial,Univers" SIZE=-1>Glossary</FONT></A></LI>
<BR> <BR>
<FONT COLOR="#008080" FACE="Helvetica,Arial,Univers" SIZE=2>Questions regarding the Federal
Employees Health Benefits Program should be directed to the Office of Insurance Programs at
our <<A TARGET="_top" HREF="../fehbmail.htm">Feedback Page</A>>.
</UL>
<HR>
<P><FONT SIZE=-2>Updated Wednesday, October 29, 1997</FONT></P>
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