If you participate in premium conversion, outside of open season you must have experienced a qualifying life event (QLE), and your change must be on account of and consistent with the QLE in order to be able to change your FEHB coverage. The most common QLEs for changing enrollment type or plans are when enrollees get married, have children, move away from the area served by their health maintenance organization (HMO), or go to overseas posts of duty. Please refer to the section on premium conversion for more information on QLEs. Your human resources office can also give you more information about the QLEs that allow you to change your enrollment.
If you have waived participation in premium conversion, you can change from a self-and-family enrollment to a self-only enrollment or cancel your enrollment at any time. Other changes may be made during open season or because certain events (similar to QLEs mentioned above) take place. Your human resources office can give you more information about the events that allow you to change your enrollment.