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Federal Employees Health Benefits Program Temporary Continuation of Coverage
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How long can coverage continue under TCC?


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Separating employees can continue TCC for up to 18 months after the date of separation.

Children and former spouses can continue TCC for up to 36 months after:

  • the date of the qualifying event when the child or former spouse is covered as a family member of an employee or annuitant under a regular FEHB enrollment, or
  • the date of the employee's separation if the qualifying event occurs when the child or former spouse is covered under the TCC enrollment of a former employee.

If your child's or former spouse's qualifying event occurs while you are enrolled for family coverage under TCC, the child or former spouse may elect TCC in his or her own right; however, the TCC coverage may not continue beyond 36 months after the date of your separation.

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Page updated March 31, 2003