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Federal Employees Health Benefits Program Temporary Continuation of Coverage
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How to obtain TCC for former spouses


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If your former spouse doesn't meet all the requirements for enrollment under the spouse equity provisions of law, he or she may be eligible for TCC. To be eligible for TCC, your former spouse must have been covered under your FEHB family enrollment at some time during the 18 months before your marriage ended. (The term “former spouse” does not include widows or widowers.)

If your former spouse wants TCC, you and your former spouse share the responsibility for notifying your employing office within 60 days after the qualifying event (divorce or annulment) and supplying the former spouse's mailing address. Within 14 days after your employing office receives the notice from you or your former spouse, it must notify your former spouse of his or her TCC rights. Your former spouse must elect TCC within 60 days after the later of:

  • the date of the divorce or annulment; or
  • the date he or she receives the notice of TCC (temporary continuation of coverage) rights from your employing office, if you or the former spouse notified the agency within the 60-day time limit given above.

If you or your former spouse do not notify your employing office within the 60-day time limit, the opportunity to elect TCC ends 60 days after the divorce or annulment.

If someone other than you or your former spouse notifies your employing office about your former spouse's eligibility, the employing office will notify your former spouse of his or her TCC rights, but your former spouse must elect TCC within 60 days after the divorce or annulment, not 60 days after the employing office's notice.

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Page updated March 31, 2003