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U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

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TABLE OF DATA FROM APPENDIX A2-1

LEO vs. NON-LEO (FERS)

This table shows the value of FERS defined benefits only. The value of Thrift Savings Plan and Social Security benefits are not shown. Since the FERS defined benefit is at a lower accrual rate and because it is one of three parts of retirement, the actual amount of the defined benefit is a less significant part of retirement for a FERS retiree than the CSRS defined benefit is for a CSRS retiree.

Years of Service

Percentage of Average Basic Pay
Under the Regular Formula

Percentage of Average Basic Pay Under the
LEO Formula

20

20.00%

34.00%

21

21.00%

35.00%

22

22.00%

36.00%

23

23.00%

37.00%

24

24.00%

38.00%

25

25.00%

39.00%

26

26.00%

40.00%

27

27.00%

41.00%

28

28.00%

42.00%

29

29.00%

43.00%

30

30.00%

44.00%

31

31.00%

45.00%

32

32.00%

46.00%

33

33.00%

47.00%

34

34.00%

48.00%

35

35.00%

49.00%

36

36.00%

50.00%

37

37.00%

51.00%

38

38.00%

52.00%

39

39.00%

53.00%

40

40.00%

54.00%

41

41.00%

55.00%

42

42.00%

56.00%

43

43.00%

57.00%

44

44.00%

58.00%

45

45.00%

59.00%

 

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