This pamphlet answers questions most frequently asked by:

• Minor Children of Deceased Employees and Retirees
• Students and School Officials
• Guardians of Disabled Children

Table of Contents

• General Information
• Basic Eligibility Requirements for Survivor Annuity
• Health Benefits Coverage
• Health Benefits Premiums
• Children Who Lose Coverage
• Temporary Continuation of Coverage
• 31-Day Temporary Extension of Coverage and Conversion to a Nongroup Contract
• Annuity Benefits After Age 18
• Children Incapable of Self-Support
• Students Ages 18-22
• Lump Sum Payments
• For More Information