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Human Resources and Security Specialists should use this tool to determine the correct investigation level for any covered position within the U.S. Federal Government.
OPM’s Human Resources Solutions organization can help your agency answer this critically important question.
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We have the authority to waive the five-year participation requirement when it
is against equity and good conscience not to allow an individual to participate
in the health insurance program as a retiree. However, the law says that a
person’s failure to meet the five-year requirement must be due to exceptional
circumstances. When someone is retiring voluntarily, a waiver may not be
appropriate because he or she can continue working until the requirement is met.
When circumstances under these conditions otherwise warrant a waiver, we will
notify the individual's employer.
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