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    Frequently Asked Questions Insurance

    Tribal Insurance Benefits

    • Open Season runs from Monday of the first full Federal pay period in November to the Monday of the first full Federal pay period in December.

      During this period, you may enroll, change, or cancel your FEHB, FEDVIP or FSAFEDS coverage.

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      • Self Only                                                                                                                                                      
      • Self and Family
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      • Change in family status
      • Change in employment status
      • You or a family member lose FEHB or other health insurance coverage                                                                
      • For more information, see SF 2809 for the Tables of Permissible Changes in Enrollment                                                                                                                                                                           
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    • Yes, Qualifying Life Events (QLE).
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    • Tribal employees who are considered common law tribal employees and meet FEHB requirements for the type of employment are eligible to enroll in FEHB.  Tribal employees with eligibility questions should contact their tribal employer.
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    • Yes, at a minimum, the tribal employer must contribute the same amount as most Federal agencies do for their Federal employees.  Tribal employers must pay approximately 70% of the premiums.  Please contact your tribal employer to see if they pay a larger portion of your premiums (up to 100%).
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      • If enrollment terminated, coverage is reinstated the day you return.
      • You can waive reinstatement to use your transitional TRICARE benefits.
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    • The first day of the first pay period that begins after your FEHB enrollment request is received and that follows a pay period during any part of which you were in pay status.  For example, your FEHB enrollment request is received on February 15th.  The pay period, in which you are in pay status, ends on February 25th.  Your coverage begins on February 26th.
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    • Complete and submit a Standard Form (SF) 2809 to your tribal employer. You can obtain an SF 2809 from the OPM’s website at www.opm.gov/forms/pdf_fill/sf2809.pdf or from your tribal employer. 
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    • Family members may be eligible to continue coverage as described below:

           - If you have a Self and Family FEHB enrollment with only a spouse, the spouse is eligible for conversion to non-group (private) coverage;

           - If you have a Self and Family FEHB enrollment with a child or children, the child(ren) are eligible for TCC and may cover the spouse. Eligible family members may convert to non-group (private) coverage when TCC expires at the end of 36 months.

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