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Voluntary contributions are payments made to the retirement fund in addition
to the deductions that are withheld from pay. You can make these contributions
only if you are covered by the Civil Service Retirement System (CSRS) and do not
owe a deposit for a period of
time when deductions were not withheld from your pay. To make voluntary
contributions, you should submit a Standard Form 2804 to your employer.
You can make voluntary contributions in multiples of $25. Total contributions
cannot exceed 10 percent of your pay.
You can purchase additional annuity of $7 per year for each $100 of voluntary
contributions, plus 20 cents for each full year you are over age 55 when you
retire. By electing to take a reduction in the additional annuity, you can also
purchase additional annuity for a surviving spouse who may receive a benefit
after your death.
Interest is paid on voluntary contributions at the rate of three percent
annually until December 31, 1984. After that date, a variable interest rate is
compounded annually on December 31st until service ends or a refund is paid.
View the table of variable interest rates.
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