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Review the new 2014 Federal Employees' Group Life Insurance (FEGLI) Handbook
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One of the requirements for continuing FEGLI life insurance into retirement is that you have been insured for the 5 years of service immediately before the date your annuity starts, or for the full period(s) of service during which you were eligible to be insured if less than 5 years. This requirement applies to each FEGLI type (Basic, Option A, Option B, Option C) and to each multiple.
You will only be eligible to bring Basic and one multiple of Option C into retirement, since you were not enrolled in the remaining four multiples of Option C for the five years of service before your annuity begins.
For more information, see the FEGLI Handbook.
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