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Frequently Asked Questions Insurance

When my youngest child turns age 26 next month, I won't have any family members who are eligible for FEHB coverage. Do I have to wait until Open Season to change from a Self Plus One or Self and Family enrollment to a Self Only enrollment?

If you are an annuitant or an employee who waived premium conversion, you can decrease enrollment at any time. If you are an employee who participates in premium conversion, your youngest child turning age 26 is a qualifying life event (QLE) permitting you to change your FEHB enrollment outside of Open Season.  With this QLE, you can decrease your enrollment. You do not need to wait until the next Open Season to make this change; however, you need to request the change to decrease your enrollment within 60 days of your child turning 26

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