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You can use voluntary contributions you made while working under the Civil
Service Retirement System to purchase additional annuity when you retire or you
can withdraw the contributions in a one-time payment.
You can purchase additional annuity of $7 per year for each $100 of voluntary
contributions, plus 20 cents for each full year you are over age 55 when you
retire. By electing to take a reduction in the additional annuity, you can also
purchase additional annuity for a surviving spouse who may receive a benefit
after your death.
Most people want to withdraw their voluntary contributions in a one-time
payment. If the amount of the voluntary contributions, plus interest, is more
than $200, you can roll the funds into an Individual Retirement Account (IRA) or
other qualified retirement plan to defer income tax.
If you want to withdraw your voluntary contributions, you should submit
either a Form RI 38-124 or Standard Form 2802 with the statement in item number
seven, "I want only my voluntary contributions to be refunded to me." You can
get these forms from your employer. You should submit your request at least 60
days before your expected retirement.
That depends on when you worked and whether you are covered by the Civil
Service Retirement System (CSRS) or the Federal Employees Retirement System
Make a selection from the list of circumstances below which best describes
your situation and ask your local personnel service center for assistance
because they have your employment records.
Both the personnel and payroll office in your agency and OPM are responsible
for processing your annuity claim.
Your Official Personnel Folder should contain a record of all of your health
benefits registration forms, Standard Form 2809, and, if appropriate, Standard
Form 2810, Notice of Change in Health Benefits. Be sure that when you retire,
your records will show a complete history of your health insurance enrollment
for the last five years.
You may be able to receive retirement credit for active-duty military service
after 1956 if you make a payment for that service. You must make the payment
before you stop working for the government. You should ask your local servicing
personnel center for help in determining whether to make this payment. They can
provide personalized assistance because they have your employment records.
When you apply for retirement, you should list your workers compensation on
your application. Generally, you cannot receive workers' compensation and civil
service annuity payments at the same time. You must decide which benefit is most
advantageous and elect to receive that one. If you decide to receive workers'
compensation benefits, payments from the Office of Personnel Management will be
suspended. If your workers compensation benefit stops, you can ask us to pay
your civil service annuity.
You can continue to receive your civil service annuity payments when your
workers' compensation is for a Scheduled Award. If you missed work before
retirement for an on-the-job injury or illness and received workers'
compensation, generally, you can receive credit for time in the computation of
your civil service annuity.
Generally, you must decide which benefit is most advantageous for you
and elect to receive
that one. If you decide you want to receive Office of Workers'
Compensation Programs (OWCP) benefits, payments from the Office of
Management will be suspended. But, if your OWCP benefits stop, you
can ask us to pay your disability benefit.
You can receive an OWCP Scheduled Award and the Office of Personnel
Management benefits at the same time.
Contact us to tell us if you are awarded workers' compensation
and see if you need to make an election between benefits.
Refer to the Office
of Workers' Compensation Programs (OWCP) for additional information
about workers' compensation benefits.
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