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Then you are probably in the right retirement plan. Remember that most employees are in the right retirement plan. If you're still not sure, ask your Human Resources office to review your employment records to make sure you are in the right retirement plan.
Social Security benefits are based on earnings averaged over most of a worker's lifetime. Your actual earnings are first adjusted or "indexed" to account for changes in average wages since the year the earnings were received. Then the Social Security Administration calculates your average monthly indexed earnings during the 35 years in which you earned the most. The Social Security Administration applies a formula to these earnings and arrives at your basic benefit, or "primary insurance amount" (PIA). This is the amount you would receive at your full retirement age.
As you can see from the above, the benefit computation is complex and there are no simple tables that we can give you that will tell you how much you will receive. However, there are several ways you can find out how your Social Security retirement benefit is figured:
No. Whether you are retiring (with a corrected or uncorrected retirement coverage error) or leaving government service, FERCCA has no bearing on your eligibility under the VSIP.
If you currently work for the Federal Government, you should contact your Human Resources office for help. Your agency has all of your employment records and can verify whether your retirement coverage is correct. Please don't contact OPM as we normally don't receive your employment records until you separate from the Government.
If you are a separated employee, retiree, or survivor of an employee who was in the wrong retirement plan, contact OPM on 1-888-767-6738.
No. Once an employee is correctly placed under FERS (except those employees who were erroneously put in CSRS/Offset and were already corrected to FERS), the individual will always have FERS coverage in the future, unless excluded from retirement coverage because of the nature of the appointment.
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