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Federal benefits open season is here. Each year we encourage all employees and retirees to review their benefits and make sure that they have plans that work best for them and their families. From today through December 14, employees and retirees can review and update their health, dental, and vision choices. Eligible employees who are not currently enrolled can also select plans for the first time. Retirees not currently enrolled in the Federal Employees Dental and Vision Program (FEDVIP) can also select dental and vision plans for the first time during open season.
The Federal Employees Health Benefits Program (FEHB) covers over 8.2 million employees, retirees, and their families all across this country. For 2016, there will be 252 health plan choices available, with 11 of them available nationwide.
Beginning in 2016, all carriers will offer three enrollment types: Self Only, Self Plus One, and Self and Family. This year is your first opportunity to enroll in Self Plus One, which allows you to cover yourself and one eligible family member, such as a spouse or child.
As always, we encourage you to look at all available health, dental, and vision plans and decide which ones best meet the needs of you and your family, as everyone’s needs are different. If you decide that your current coverage still works for you, you don’t have to do anything. Your benefits will remain in place for next year.
If you are eligible to sign up for the FEHB Program, you can also participate in FSAFEDS, the health and dependent care flexible spending account program. These accounts allow employees to set aside pre-tax money to pay for eligible health and dependent care expenses, such as co-pays, prescription costs and childcare.
Two changes were made to Health Care FSAs last year. Employees can enroll with just $100 contribution. Also, participants can re-enroll and carry over up to $500 of unused FSA money into the following year. This means that you won’t have to forfeit money you don’t use by the end of the calendar year.
If you want to participate in FSAFEDS, be sure to sign-up by December 14. When it comes to FSAFEDS, everyone must re-enroll on an annual basis.
Don’t forget, employees and retirees have until December 14 to make their choices. For more information about the Federal benefits open season and to find the right option for you, visit opm.gov/openseason.
John O’Brien is the Director of Healthcare and Insurance for OPM.
I know everyone is inundated with holiday sales and limited time offers, but here is one limited time offer that you should pay attention to. This Monday, December 9, is the last day to make changes to your benefits for next year.
So why not take a few minutes today and review your options. Open Season allows for you to make changes to your Federal Employees Health Benefits Program (FEHB) coverage, the amount of contributions to your Flexible Spending Account (FSAFEDS), and coverage for under the Federal Employees Dental and Vision Insurance Program (FEDVIP).
If you want to stay in the same FEHB or FEDVIP plan, you don’t have to do anything. But remember, you have to re-enroll every year for the Flexible Spending Account program. Visit our Open Season website for general questions, to review plan options, and for all the information you’ll need. And if you still have questions, contact your agency human resources office.
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