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Frequently Asked Questions Insurance

How does a beneficiary collect on a Federal Employees Group Life Insurance (FEGLI) policy?


If the insured person was a Federal RETIREE or compensationer:

You must report the death to OPM's Retirement Office. You can use this tool or you can call Retirement at 1-888-767-6738.

If you believe the retiree was enrolled in FEGLI Life Insurance and that you are a beneficiary, you can download a claim form and mail it to OFEGLI, an office of MetLife. MetLife determines who is entitled to FEGLI Life Insurance proceeds, for what amount, and processes all claims.  OPM has no role in this process.

Due to privacy restrictions, OPM cannot release information about whether the retiree was enrolled in FEGLI Life Insurance, the amount of life insurance, or the names of the beneficiaries. MetLife will mail a claim form to each beneficiary. All inquiries about life insurance claims must be directed to MetLife.

If the insured person was a Federal EMPLOYEE:

You must report the death to the employee's human resources office.

If you believe the employee was enrolled in FEGLI Life Insurance and that you are a beneficiary, you can download a claim form and mail it to OFEGLI, an office of MetLife. MetLife determines who is entitled to FEGLI Life Insurance proceeds, for what amount, and processes all claims. OPM has no role in this process.

Due to privacy restrictions, the employee's human resources office cannot release information about whether the employee was enrolled in FEGLI Life Insurance, the amount of life insurance, or the names of the beneficiaries. MetLife will mail a claim form to each beneficiary. All inquiries about life insurance claims must be directed to MetLife.

If the insured person was FAMILY MEMBER covered under FEGLI Option C:

FEGLI Option C covers the lives of the employee/retiree's spouse and eligible children under age 22.

If you have Option C coverage and an eligible family member dies, complete this form and submit it to the location indicated on page 1.

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