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Yes, but only slightly. FEHB enrollment changes may only be made outside of the Open Season under certain circumstances. Under premium conversion, the opportunity to reduce or cancel your enrollment may be limited by the Internal Revenue Code. You will be allowed to drop coverage or change to Self Only outside of Open Season only if your decision to do so comes at the time of a qualifying life event (QLE). These changes from current FEHB are minor, and the tax savings of premium conversion are significant.
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