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No, FEDVIP benefits and premiums do not change because you retire. Since many employees are paid biweekly and use pre-tax premiums, their retirement premiums will appear higher because these premiums are being withheld monthly, not biweekly, and because these premiums are paid post-tax. Pre-tax premiums are not available to annuitants, survivor annuitants or compensationers.
Please visit dental premiums or vision premiums for more information.
If a covered family member dies while you are enrolled in a FEDVIP dental plan or a FEDVIP vision plan, contact BENEFEDS at www.BENEFEDS.com. Those without access to a computer can contact BENEFEDS by phone at 1-877-888-FEDS (3337), TTY 1-877-889-5680.
Federal civilian annuitants are eligible to enroll in dental and vision insurance under FEDVIP. If enrolled, employees automatically carry FEDVIP coverage into retirement if they retired on an immediate annuity under the Civil Service Retirement System (CSRS), the Federal Employees Retirement System (FERS) or another retirement system for employees of the Federal government. Individuals who retire for disability under CSRS, FERS, or another retirement system for employees of the Federal government are also eligible. Federal Civilian Annuitants do not have to be eligible for FEHB coverage. There is no "five year rule" for continuing coverage into retirement like there is in the FEHB health insurance program and the FEGLI life insurance program.
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