Human Resources and Security Specialists should use this tool to determine the correct investigation level for any covered position within the U.S. Federal Government.
If you are on a deferred retirement annuity, you are not eligible for FEDVIP.
If you are retiring with title to an MRA+10 annuity and you postpone receiving your annuity, you are eligible for FEDVIP only when you begin to receive that annuity. You would not be eligible for FEDVIP during the time between your separation from duty and before actual receipt of your annuity.
No. The Federal Employees Dental and Vision Insurance Program (FEDVIP) coverage is the same for all enrollees.
However, if you go back to work and you are in a position that conveys FEDVIP eligibility, you must contact BENEFEDS (1-877-888-3337), if you want your premiums to be deducted from your paychecks. Most reemployed annuitants want to make that change because retirees pay FEDVIP premiums with post-tax dollars and employees pay FEDVIP premiums with pre-tax dollars. If your new position does not convey FEDVIP eligibility you may retain the coverage as an annuitant.
No, FEDVIP benefits and premiums do not change because you retire. Since many employees are paid biweekly and use pre-tax premiums, their retirement premiums will appear higher because these premiums are being withheld monthly, not biweekly, and because these premiums are paid post-tax. Pre-tax premiums are not available to annuitants, survivor annuitants or compensationers.
Please visit dental premiums or vision premiums for more information.
If a covered family member dies while you are enrolled in a FEDVIP dental plan or a FEDVIP vision plan, contact BENEFEDS at www.BENEFEDS.com. Those without access to a computer can contact BENEFEDS by phone at 1-877-888-FEDS (3337), TTY 1-877-889-5680.
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