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Review the Federal Employees Group Life Insurance (FEGLI) Handbook
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Yes, if you were in the wrong retirement plan for at least 3 years of service AFTER December 31, 1986.
It does not matter that your agency may have already corrected the error or that you have retired or no longer work for the Government. As long as the error was in effect for at least 3 years of your Federal service after December 31, 1986, then you may benefit from FERCCA.
Your widow will be able to make the same choices that you would have been able to make.
While we will provide election information and benefits counseling as soon as possible, we will make special provisions for those individuals who need to make an election immediately. Contact OPM directly by calling us toll free at 1-888-767-6738.
No, you do not have to pay it back.
The lump sum benefit you received is known as the Basic Employee Death Benefit. It is equal to half of your spouse's final salary plus an additional amount. Surviving spouses choose whether they want to receive this benefit in a single payment or in equal installments over 36 months. This benefit is only available under FERS.
FERCCA has special rules for surviving spouses who choose CSRS Offset rather than FERS and were paid a Basic Employee Death Benefit. Instead of you paying it back, OPM will apply an actuarial reduction when it calculates your CSRS Offset survivor benefit.
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