Skip to page navigation
U.S. flag

An official website of the United States government

Official websites use .gov
A .gov website belongs to an official government organization in the United States.

Secure .gov websites use HTTPS
A lock ( ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.

OPM.gov / Insurance / Guide Me
Skip to main content

Guide Me

Federal Employees

Overview

Choose a program to begin:

Health

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More

Dental

Eligible employees and annuitants can choose among 7 nationwide and 5 regional dental plans. Nationwide plans also offer international coverage. Learn More

Vision

Eligible employees and annuitants can choose among 5 nationwide vision plans. Nationwide plans also offer international coverage. Learn More

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More

Life

Can my family continue coverage if I die?

Upon your death, your family members covered under Option C are eligible to convert their coverage to an individual policy. The conversion policies do not include "family" policies similar to the FEGLI Program's Option C. The individual policy is issued to the eligible family member. In the case of a minor child, the parent can apply on the child's behalf for an individual policy.

Your employing office must send your family member(s) a Notice of Conversion Privilege (SF 2819) to your last address on file.  The employing office doesn't have to try to locate family members who might not have lived with you at the time of your death.

Related Questions

Control Panel