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Panama Canal Area Benefit Plan
Customer Service 507-366-1400 (Panama) / 800-424-8196 (USA)


  • Rates
  • Changes for 2024
  • Summary of Benefits
A Managed Fee-for-Service Plan with a Point of Service Option

This plan’s health coverage qualifies as minimum essential coverage and meets the minimum value standard for the benefits it provides. This Plan is accredited. See page 12.

Sponsored and administered by: The Association of Retirees of the Panama Canal Area (AJAC)

Who may enroll in this Plan: Annuitants (retirees and/or survivors) who are eligible for coverage under the Federal Employees Health Benefits Program,  reside in Panama and are members of The Association of Retirees of the Panama Canal Area (AJAC).

To become a member of the AJAC: NOTE: This is a closed plan. Only Federal Employees who worked for the Panama Canal Zone are elegible to become members of the association. 


Enrollment codes for this Plan:

    431 – Self Only 
    433 – Self Plus One 
    432 – Self and Family

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