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If married at the time of retirement, and you decide not to provide a survivor benefit, your spouse must sign the Spouse’s Consent to your Election in the presence of a notary or other authorized official. To avoid a delay in processing, the document (SF-2801-2 for CSRS or SF-3107-2 for FERS) must accompany your application for retirement. The consent requirement can only be waived under certain circumstances such as when the spouse’s whereabouts are unknown.
A decision not to provide a survivor benefit becomes final 30 days after the date of your first regular payment.
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