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Frequently Asked Questions Insurance

What are the additional QLEs?

Under OPM's premium conversion plan, the qualifying life events (QLEs) that may allow you to change your premium conversion election are:

  • Changes in entitlement to Medicare or Medicaid for you, your spouse or dependent
    • Your spouse or dependent first becomes eligible for coverage under Medicare or Medicaid
    • You, your spouse or dependent loses entitlement to Medicare or Medicaid
  • Employment Status
    • Change in your employment status or that of your spouse or dependent from either full-time to part-time, or the reverse
    • Start of your spouse's employment
    • Your spouse or dependent is employed in a position that offers health insurance
    • Start or end of an unpaid leave of absence by you, your spouse or your dependent
  • Other
    • Significant change in the cost or conditions of your spouse's health care coverage related to your spouse's employment that affects you.

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