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Frequently Asked Questions Insurance

What is the difference between coverage under Spouse Equity and TCC?

Spouse Equity:

  1. If you qualify for Spouse Equity, you can elect FEHB coverage in your own right.
  2. Your coverage continues indefinitely, as long as you continue to meet the requirements (see next section) and pay your premiums.
  3. You must pay both the employee and government shares of your plans FEHB premium.
  4. You do not have to pay the extra 2% administrative charge.


  1. Your coverage is limited. It will end 36 months after your divorce or annulment, or earlier if you do not pay your premiums.
  2. You must pay both the employee and government shares of your plans FEHB premium, plus an administrative charge equal to 2% of total plan premiums.

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