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An official website of the United States Government.

Frequently Asked Questions Insurance

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How much do I pay for my FEGLI coverage?

The cost of Basic insurance is shared between you and the Government. You pay two-thirds and the Government pays one-third. Your age does not affect the cost of Basic insurance. You pay $0.1500 per $1,000 biweekly or $0.3250 monthly. If you are a Postal employee, the U.S. Postal Service pays the entire cost of your Basic life insurance.

You pay the full cost of all Optional insurance. The cost depends on your age and the amount of insurance you have. (You can see the premiums for Optional insurance by clicking here.)

Your agency will withhold the premiums from your pay.

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