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Manage your retirement online.
OPM’s Human Resources Solutions organization can help your agency answer this critically important question.
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Your personnel officer will review the election opportunities to provide
benefits after your death to your husband or wife, ex-spouse, or another person
you designate as having an insurable interest in your continuing life. If you
do not provide for a monthly benefit after your death, your survivor will not be
able to continue coverage under the Federal Employees Health Benefits (FEHB)
program. The advisor will also cover the requirements that each survivor must
meet to qualify.
When making an election to provide a benefit after your death, you must
obtain your husband's or wife's written consent to provide less than the maximum
benefit allowed. To designate an insurable interest, you must have a physical
examination at your own expense.
You local personnel service center is the best place to begin. They can
provide personalized assistance and they have your employment records.
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