Under the Civil Service Retirement System (CSRS), your annuity is reduction by 2.5 percent of the first $3,600 of the amount you choose as a basis for the survivor annuity, plus 10 percent of any amount over $3,600.
Under the Federal Employees Retirement System (FERS), your annuity is reduced by 10 percent for a full survivor annuity or 5 percent for a partial survivor annuity.
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