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An official website of the United States Government.

Frequently Asked Questions Insurance

I am a Member of Congress or designated congressional staff. Why am I required to buy a Gold plan? Can I purchase a plan with a different metal level and still receive a Government contribution?

In order to receive a Government contribution towards your premium, you must select from among the 112 Gold metal level plans available via the DC SHOP. The DC SHOP requires that employers offering employees a choice of multiple plans and issuers must limit those choices to all plans within a single metal level. Congress, following guidance from OPM regarding the actuarial value of their current benefits, will be allowing its employees to choose among gold level plans as those are the most comparable to what its employees have today.

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