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Frequently Asked Questions Insurance

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When my youngest child turns age 26 and only my spouse and I are covered under my Self and Family enrollment, will my FEHB premiums decrease? Can I switch to a “Self Plus One” enrollment?

Your plan's premiums will not decrease due to your family getting smaller, just as the premiums did not increase because you added children and your family grew. Federal law permits you to choose between two options: a Self Only enrollment or a Self and Family enrollment. Other coverage types such as Self and Spouse, Self and One Child (or two children, three children, etc.), and Self Plus One are not permitted under Federal Employees Health Benefits (FEHB) law.

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