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Frequently Asked Questions Insurance

I want to enroll in a FEDVIP plan during Open Season. I know my benefits will begin on January 1 and my premium deductions will begin on the first pay period that begins on or after January 1. But I will be retiring after Open Season and before the first premium deduction. Should I enroll during Open Season as an employee or an annuitant?

Enroll as an employee during Open Season. BENEFEDS, which handles all FEDVIP enrollment and premium administration functions, will work closely with agency payroll offices and retirement systems to "find" FEDVIP enrollees who retire on an immediate annuity and deduct the FEDVIP premiums from their annuity payments. It may take a few annuity cycles for this to occur. After the first successful deduction from your annuity, BENEFEDS will adjust your deduction to "catch up" for the payments that were missed during the transition. You'll receive a letter from BENEFEDS informing you of the amount of the adjusted deduction.

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