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Frequently Asked Questions Insurance

What impact will it have on my ability to carry FEHB into retirement if I chose not to enroll in the DC SHOP and to, instead, be covered under my spouse’s employer-sponsored coverage?


The answer depends on whether or not your spouse is a Federal employee.  If your spouse is a Federal employee enrolled in the FEHB Program with a Self and Family enrollment, the time you spend covered as an eligible family member counts towards your five year requirement to carry FEHB into retirement.

If your spouse is not a Federal employee and you will no longer be covered under an FEHB plan, you may not be eligible to carry FEHB into retirement. Please consult with your benefits officer before making this decision. 


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