Click here to skip navigation
This website uses features which update page content based on user actions. If you are using assistive technology to view web content, please ensure your settings allow for the page content to update after initial load (this is sometimes called "forms mode"). Additionally, if you are using assistive technology and would like to be notified of items via alert boxes, please follow this link to enable alert boxes for your session profile.
An official website of the United States Government.

Calculators FEGLI Calculator

Option B - Additional

You may elect Option B insurance in an amount equal to one, two, three, four or five times your annual basic pay (after rounding up to the next even $1,000).

The cost of Option B insurance depends on your age. When you have a birthday that moves you to another age group, you will begin paying the premiums for the new age group in the first pay period that starts after your birthday. The premiums increase depending on your age group, as shown in the following table:

Age GroupBiweekly withholding ($)
per $1,000 of insurance
Monthly withholding ($)
per $1,000 of insurance
Under age 35 0.03 0.065
Age 35 through 39 0.04 0.087
Age 40 through 44 0.06 0.130
Age 45 through 49 0.09 0.195
Age 50 through 54 0.14 0.303
Age 55 through 59 0.28 0.607
Age 60 through 64 0.60 1.300
Age 65 through 69 0.72 1.56
Age 70 through 74 1.20 2.60
Age 75 through 79 1.80 3.90
Age 80 and Over 2.40 5.20
Control Panel