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Foreign Service Benefit Plan
Customer Service: 202-833-4910


  • Rates
  • Changes for 2024
  • Summary of Benefits
A Fee-for-Service Plan (High Option) with Network Providers

This Plan's health coverage qualifies as minimum essential coverage and meets the minimum value standard for the benefits it provides. See page 8 for details. This Plan is accredited. See page 13.

Sponsored and administered by: the American Foreign Service Protective Association - "Caring for Your Health Worldwide®"

Who may enroll in this Plan: You must be, or become, a member of the American Foreign Service Protective Association.

To become a member: When you enroll in the FOREIGN SERVICE BENEFIT PLAN (FSBP), you become a member of the Protective Association. New membership in the FSBP is limited to American Foreign Service personnel and certain Civil Service direct hire employees (i.e., eligible for FEHB insurance) working for the following Government organizations:

(1) Department of State (Foreign Service and Civil Service);
(2) Department of Defense;
(3) Department of Homeland Security;
(4) USAID (Foreign Service and Civil Service);
(5) Foreign Commercial Service (Foreign Service and Civil Service);
(6) Foreign Agricultural Service (Foreign Service and Civil Service);
(7) CIA, NSA and other intelligence organizations; and to
(8) Executive Branch civilian employees assigned overseas or to U.S. possessions and territories; and the direct hire domestic employees assigned to support those activities.

Direct hire employees and Executive Branch civilian employees must enroll in the Foreign Service Benefit Plan when actively employed to retain or choose the Plan in retirement. Only annuitants who are eligible under the Foreign Service retirement systems may enroll in this Plan as annuitants.

Membership dues: There are no membership dues. Membership is for life.

Enrollment codes for this Plan:
     401 High Option - Self Only
     403 High Option - Self Plus One
     402 High Option - Self and Family

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